Private Sector Credit in the United States increased to 13304.90 USD Billion in December from 13232.09 USD Billion in November of 2025. Private Sector Credit in the United States averaged 3086.44 USD Billion from 1947 until 2025, reaching an all time high of 13304.90 USD Billion in December of 2025 and a record low of 26.74 USD Billion in January of 1947. source: Federal Reserve

Related	Last	Previous	Unit	Reference
Bank Lending Rate	6.75	6.75	percent	Jan 2026
Chain Store Sales	816.51	736.35	USD Million	Dec 2025
Michigan Consumer Sentiment	57.30	56.40	points	Feb 2026
Consumer Credit Change	24.05	4.70	USD Billion	Dec 2025
Consumer Spending	16585.90	16445.70	USD Billion	Sep 2025
Credit Card Accounts	648.10	642.31	Million	Dec 2025
Debt Balance Auto Loans	1.67	1.66	Trillion USD	Dec 2025
Debt Balance Credit Cards	1.28	1.23	Trillion USD	Dec 2025
Debt Balance Mortgages	13.17	13.07	Trillion USD	Dec 2025
Debt Balance Student Loans	1.66	1.65	Trillion USD	Dec 2025
Total Household Debt	18.80	18.59	USD Trillion	Dec 2025
Disposable Personal Income	23094.90	23031.20	USD Billion	Nov 2025
RCM/TIPP Economic Optimism Index	48.80	47.20	points	Feb 2026
Gasoline Prices	0.74	0.76	USD/Liter	Jan 2026
Households Debt to GDP	68.00	68.20	percent of GDP	Jun 2025
Michigan Consumer Expectations	56.60	57.00	points	Feb 2026
Michigan Current Conditions	58.30	55.40	points	Feb 2026
Personal Income MoM	0.30	0.10	percent	Nov 2025
Personal Savings	3.50	3.70	percent	Nov 2025
Personal Spending MoM	0.50	0.50	percent	Nov 2025
Private Sector Credit	13304.90	13232.09	USD Billion	Dec 2025
Redbook YoY	7.20	6.50	percent	Feb 2026
Retail Sales Ex Autos MoM	0.00	0.40	percent	Dec 2025
Retail Sales Ex Gas/Autos MoM	0.00	0.30	percent	Dec 2025
Retail Sales MoM	0.00	0.60	percent	Dec 2025
Retail Sales YoY	2.40	3.30	percent	Dec 2025
Used Car Prices MoM	2.40	0.10	percent	Jan 2026
Used Car Prices YoY	2.40	0.40	percent	Jan 2026