Private Sector Credit in the United States increased to 13900.80 USD Billion in July from 13855.20 USD Billion in June of 2026. Private Sector Credit in the United States averaged 3164.22 USD Billion from 1947 until 2026, reaching an all time high of 13900.80 USD Billion in July of 2026 and a record low of 26.74 USD Billion in January of 1947. source: Federal Reserve

Related	Last	Previous	Unit	Reference
Bank Lending Rate	6.75	6.75	percent	Jul 2026
Chain Store Sales	3023.00	2981.00	USD Million	Jul 2026
Michigan Consumer Sentiment	51.00	55.20	points	Aug 2026
Consumer Credit Change	14.17	-1.08	USD Billion	Jun 2026
Consumer Spending	16817.90	16687.70	USD Billion	Jun 2026
Credit Card Accounts	653.63	647.96	Million	Jun 2026
Debt Balance Auto Loans	1.71	1.69	Trillion USD	Jun 2026
Debt Balance Credit Cards	1.26	1.24	Trillion USD	Jun 2026
Debt Balance Mortgages	13.12	13.19	Trillion USD	Jun 2026
Debt Balance Student Loans	1.65	1.66	Trillion USD	Jun 2026
Total Household Debt	18.77	18.78	USD Trillion	Jun 2026
Disposable Personal Income	23651.70	23486.90	USD Billion	May 2026
RCM/TIPP Economic Optimism Index	45.10	45.50	points	Aug 2026
Gasoline Prices	1.04	1.07	USD/Liter	Jul 2026
Households Debt to GDP	68.10	68.20	percent of GDP	Dec 2025
Michigan Consumer Expectations	50.60	55.40	points	Aug 2026
Michigan Current Conditions	51.80	54.80	points	Aug 2026
Personal Income MoM	0.20	0.70	percent	Jun 2026
Personal Savings	2.70	2.80	percent	Jun 2026
Personal Spending MoM	0.30	0.90	percent	Jun 2026
Private Sector Credit	13900.80	13855.20	USD Billion	Jul 2026
Redbook YoY	7.60	8.30	percent	Aug 2026
Retail Sales Ex Autos MoM	-0.30	-0.20	percent	Jul 2026
Retail Sales Ex Gas/Autos MoM	-0.20	0.40	percent	Jul 2026
Retail Sales MoM	-0.60	0.20	percent	Jul 2026
Retail Sales YoY	5.00	6.80	percent	Jul 2026
Used Car Prices MoM	-1.40	0.10	percent	Jul 2026
Used Car Prices YoY	1.30	2.10	percent	Jul 2026