US mortgage applications rose by 3.4% in the week ending October 23rd, marking the first increase since August and breaking a seventh weekly decline, according to the Mortgage Bankers Association. The increase reflects the easing in borrowing costs in recent weeks. The average 30-year fixed mortgage rate edged down to 7.37% in the week ending October 23, marking a second consecutive weekly decline. Applications for home purchases increased by 3.8% from the previous week, while refinancing applications rose by 2.7%. Nevertheless, persistently high home prices continue to weigh on affordability, limiting the relief that lower mortgage rates offer prospective buyers. source: Mortgage Bankers Association of America

Mortgage Application in the United States increased by 3.40 percent in the week ending October 23 of 2026 over the previous week. Mortgage Applications in the United States averaged 0.55 percent from 1990 until 2026, reaching an all time high of 112.10 percent in November of 2008 and a record low of -40.50 percent in January of 1993. This page provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news. United States MBA Mortgage Applications - data, historical chart, forecasts and calendar of releases - was last updated on October of 2026.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-10-21 11:00 AM
MBA Mortgage Applications
Oct/16 -5.3% -2.7%
2026-10-28 11:00 AM
MBA Mortgage Applications
Oct/23 3.4% -5.3%
2026-11-04 12:00 PM
MBA Mortgage Applications
Oct/30 3.4%


Related Last Previous Unit Reference
Average Mortgage Size 374.72 373.19 Thousand USD Sep 2026
MBA Mortgage Market Index 195.00 188.60 points Oct 2026
MBA Mortgage Refinance Index 516.80 503.10 points Oct 2026
MBA Purchase Index 134.10 129.20 points Oct 2026
MBA Mortgage Applications 3.40 -5.30 percent Oct 2026
MBA 30-Year Mortgage Rate 7.37 7.41 percent Oct 2026


United States MBA Mortgage Applications
In the US, the MBA Weekly Mortgage Application Survey is a comprehensive overview of the nationwide mortgage market and covers all types of mortgage originators, including commercial banks, thrift institutions and mortgage banking companies. The entire market is represented by the Market Index which covers all mortgage applications during the week, whether for a purchase or to refinance. The survey covers over 75% of all US retail residential mortgage applications.
Actual Previous Highest Lowest Dates Unit Frequency
3.40 -5.30 112.10 -40.50 1990 - 2026 percent Weekly
SA

News Stream
US Mortgage Applications Break 7-Week Decline
US mortgage applications rose by 3.4% in the week ending October 23rd, marking the first increase since August and breaking a seventh weekly decline, according to the Mortgage Bankers Association. The increase reflects the easing in borrowing costs in recent weeks. The average 30-year fixed mortgage rate edged down to 7.37% in the week ending October 23, marking a second consecutive weekly decline. Applications for home purchases increased by 3.8% from the previous week, while refinancing applications rose by 2.7%. Nevertheless, persistently high home prices continue to weigh on affordability, limiting the relief that lower mortgage rates offer prospective buyers.
2026-10-28
US Mortgage Applications Fall for Seventh Straight Week
US mortgage applications fell 5.3% in the week ending October 16, marking a seventh consecutive weekly decline and reaching their lowest level since January 2025, according to the Mortgage Bankers Association. The continued drop reflects elevated borrowing costs, with the average 30-year fixed mortgage rate edging lower last week but remaining near a three-year high. Rising bond yields and expectations that the Federal Reserve will keep interest rates higher for longer, amid renewed inflationary pressures from surging energy prices linked to the Iran war, have continued to weigh on housing demand. Applications for home purchases declined by 7.3% from the previous week, while refinancing applications fell 2%.
2026-10-21
US Mortgage Applications Extend 20-Month Low
The volume of mortgage applications in the US fell by 2.7% in the week ending October 9th, marking the sixth consecutive decline to the lowest level since January 2025, according to data from the Mortgage Bankers Association. The drop tracked a sharp increase in mortgage rates over the period, as the benchmark 30-year fixed rate averaged a near-three-year high of 7.5%. Yields on long-term securities continued to surge at the turn of the month despite Treasury efforts to tame the long end by increasing bill issuance and expanding buybacks of nominal notes and bonds. Applications to refinance a loan, which are sensitive to short-term changes in interest rates, fell by 0.45% from the previous week, while purchase applications declined by 0.40%.
2026-10-14