The volume of mortgage applications in the US fell by 2.9% on the final week of July, extending the 6.4% decline in the earlier period, and marking the largest back-to-back decline in two months. The drop was in line with the increase in mortgage rates, with that on a 30-year fixed contract rising to a one-year high of 6.81%, as concerns that the Federal Reserve may not combat inflation in the near term triggered a surge in term premiums, with the yield on the 30-year Treasury bond rising to its highest in 19 years. Applications to refinance a mortgage, which are sensitive to short-term changes in interest rates, fell by 2% from the previous week to the lowest level since May of last year. Meanwhile, applications for a mortgage to buy a new home fell by 4%. source: Mortgage Bankers Association of America

Mortgage Application in the United States decreased by 2.90 percent in the week ending July 31 of 2026 over the previous week. Mortgage Applications in the United States averaged 0.57 percent from 1990 until 2026, reaching an all time high of 112.10 percent in November of 2008 and a record low of -40.50 percent in January of 1993. This page provides - United States MBA Mortgage Applications - actual values, historical data, forecast, chart, statistics, economic calendar and news. United States MBA Mortgage Applications - data, historical chart, forecasts and calendar of releases - was last updated on August of 2026.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-07-29 11:00 AM
MBA Mortgage Applications
Jul/24 -6.4% 1.9%
2026-08-05 11:00 AM
MBA Mortgage Applications
Jul/31 -2.9% -6.4%
2026-08-12 11:00 AM
MBA Mortgage Applications
Aug/07 -2.9%


Related Last Previous Unit Reference
Average Mortgage Size 375.22 372.83 Thousand USD Jun 2026
MBA Mortgage Market Index 240.00 247.20 points Jul 2026
MBA Mortgage Refinance Index 709.10 723.10 points Jul 2026
MBA Purchase Index 154.00 159.80 points Jul 2026
MBA Mortgage Applications -2.90 -6.40 percent Jul 2026
MBA 30-Year Mortgage Rate 6.81 6.76 percent Jul 2026


United States MBA Mortgage Applications
In the US, the MBA Weekly Mortgage Application Survey is a comprehensive overview of the nationwide mortgage market and covers all types of mortgage originators, including commercial banks, thrift institutions and mortgage banking companies. The entire market is represented by the Market Index which covers all mortgage applications during the week, whether for a purchase or to refinance. The survey covers over 75% of all US retail residential mortgage applications.
Actual Previous Highest Lowest Dates Unit Frequency
-2.90 -6.40 112.10 -40.50 1990 - 2026 percent Weekly
SA

News Stream
US Mortgage Applications Fall for 2nd Week
The volume of mortgage applications in the US fell by 2.9% on the final week of July, extending the 6.4% decline in the earlier period, and marking the largest back-to-back decline in two months. The drop was in line with the increase in mortgage rates, with that on a 30-year fixed contract rising to a one-year high of 6.81%, as concerns that the Federal Reserve may not combat inflation in the near term triggered a surge in term premiums, with the yield on the 30-year Treasury bond rising to its highest in 19 years. Applications to refinance a mortgage, which are sensitive to short-term changes in interest rates, fell by 2% from the previous week to the lowest level since May of last year. Meanwhile, applications for a mortgage to buy a new home fell by 4%.
2026-08-05
US Mortgage Application Decline
The volume of mortgage applications in the US fell by 6.4% from the previous week on the period ending July 24th to mark the sharpest weekly decline in two months. The drop was in line with the increase in benchmark mortgage rates, with that on a 30-year fixed contract rising to a one-year high of 6.76%, as inflationary pressures and evidence of a robust labor market supported expectations of a Federal Reserve rate hike this year. Applications to refinance a mortgage, which are sensitive to short-term changes in interest rates, fell by 9.9% from the previous week to the lowest level since May of last year. Meanwhile, applications for a mortgage to buy a new home fell by 3.6%.
2026-07-29
US Mortgage Applications Rebound
The volume of mortgage applications in the US rose by 1.9% on the week ending July 17th, rebounding from two straight losses in the preceding periods, according to data compiled by the Mortgage Bankers Association. The slight bounce took place despite another period of increasing interest rates, with the benchmark 30-year fixed-mortgage gaining 4bps to its highest in 11 months. Rising fuel prices due to a fresh halt on Middle Eastern energy supply raised yields on longer-maturity Treasury securities. Applications for a mortgage to purchase a new home rose 6%, with surveys on real estate agents noting that sellers seem to be more willing to cut prices. In turn, applications to refinance a mortgage, which are more sensitive to short-term changes in interest rates, fell by 2%.
2026-07-22