The share of US subprime borrowers at least 60 days behind on their auto loans rose to 6.74% in December 2025, the highest level on record, according to Fitch Ratings data going back to the early 1990s. source: Fitch Auto ABS Indices
Car Loan Delinquency in the United States averaged 4.60 percent from 1993 until 2025, reaching an all time high of 364.00 percent in September of 2021 and a record low of 0.12 percent in September of 1993. This page includes a chart with historical data for the United States Car Loan Delinquency. United States Car Loan Delinquency - values, historical data and charts - was last updated on February of 2026.