Bank Lending Rate in the United States increased to 7 percent in September from 6.75 percent in August of 2026. Bank Lending Rate in the United States averaged 6.55 percent from 1950 until 2026, reaching an all time high of 20.50 percent in August of 1981 and a record low of 2.00 percent in February of 1950. source: Federal Reserve
Bank Lending Rate in the United States is expected to be 7.25 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United States Average Monthly Prime Lending Rate is projected to trend around 7.25 percent in 2027 and 7.00 percent in 2028, according to our econometric models.