The average 30-year fixed mortgage rate in the US for loans up to $806,500 dropped to 6.35% for the week ending April 17, 2026, down from 6.42% the previous week, according to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey. This marks the third consecutive weekly decline, reflecting a drop in Treasury yields amid growing hopes for a diplomatic resolution to the ongoing conflict. As rates fell, mortgage applications surged 7.9%, the sharpest increase since late February, with refinancing applications up 5.8% and home purchase applications rising 10.1%. source: Mortgage Bankers Association of America

Fixed 30-year mortgage rates in the United States averaged 6.35 percent in the week ending April 17 of 2026. Mortgage Rate in the United States averaged 6.08 percent from 1990 until 2026, reaching an all time high of 10.56 percent in April of 1990 and a record low of 2.85 percent in December of 2020. This page provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. United States MBA 30-Yr Mortgage Rate - data, historical chart, forecasts and calendar of releases - was last updated on April of 2026.

Fixed 30-year mortgage rates in the United States averaged 6.35 percent in the week ending April 17 of 2026. Mortgage Rate in the United States is expected to be 6.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United States MBA 30-Yr Mortgage Rate is projected to trend around 5.80 percent in 2027 and 5.70 percent in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-04-15 11:00 AM
MBA 30-Year Mortgage Rate
Apr/10 6.42% 6.51%
2026-04-22 11:00 AM
MBA 30-Year Mortgage Rate
Apr/17 6.35% 6.42%
2026-04-29 11:00 AM
MBA 30-Year Mortgage Rate
Apr/24 6.35%


Related Last Previous Unit Reference
15-Year Mortgage Rate 5.58 5.65 percent Apr 2026
30-Year Mortgage Rate 6.23 6.30 percent Apr 2026
Average Mortgage Size 385.51 380.61 Thousand USD Jan 2026
MBA Mortgage Market Index 303.30 281.00 points Apr 2026
MBA Mortgage Refinance Index 1023.10 966.80 points Apr 2026
MBA Purchase Index 175.60 159.50 points Apr 2026
MBA Mortgage Applications 7.90 1.80 percent Apr 2026
MBA 30-Year Mortgage Rate 6.35 6.42 percent Apr 2026


United States MBA 30-Yr Mortgage Rate
MBA 30-Year Mortgage Rate is average 30-year fixed mortgage lending rate measured during the reported week and backed by the Mortgage Bankers Association.
Actual Previous Highest Lowest Dates Unit Frequency
6.35 6.42 10.56 2.85 1990 - 2026 percent Weekly

News Stream
US Mortgage Rates Fall for Third Week
The average 30-year fixed mortgage rate in the US for loans up to $806,500 dropped to 6.35% for the week ending April 17, 2026, down from 6.42% the previous week, according to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey. This marks the third consecutive weekly decline, reflecting a drop in Treasury yields amid growing hopes for a diplomatic resolution to the ongoing conflict. As rates fell, mortgage applications surged 7.9%, the sharpest increase since late February, with refinancing applications up 5.8% and home purchase applications rising 10.1%.
2026-04-22
US Mortgage Rates Down to One-Month Low: MBA
The average US 30-year fixed mortgage rate for conforming loans of $806,500 or less fell for a 2nd consecutive week to 6.42% in the week ending April 10, 2026, reaching the lowest value in about a month, compared to 6.51% in the previous period, data from the Mortgage Bankers Association showed. “Given the evolving situation in the Middle East and its impact on energy and commodity prices, mortgage rates declined last week,” Joel Kan, an MBA economist said. Mortgage rates typically follow Treasury yields, which fell last week as prospects for diplomatic talks raised hopes of a potential end to the war. As a result, mortgage applications increased 1.8%, the first rise in five weeks, with refinancing applications jumping 5.1% while those to purchase a home fell 1%. “Purchase activity remained subdued as potential homebuyers remained hesitant given the current economic uncertainty, which kept purchase applications below last year’s level for the second consecutive week,” Joel Kan added.
2026-04-15
US Mortgage Rates Dip Amid Middle East Uncertainty
The average US 30-year fixed mortgage rate for conforming loans of $806,500 or less fell to 6.51% for the week ending April 3, 2026, down from a seven-month high of 6.57% the prior week, the Mortgage Bankers Association's (MBA) Weekly Mortgage Applications Survey showed on Wednesday. This marks the first decline in over a month, driven by a 10+bps drop in Treasury yields as investors grew wary of the Middle East conflict’s economic impact. The war has rattled global markets, fueling stagflation fears and reducing expectations that the Fed will raise rates this year to curb energy-driven inflation. Despite the rate dip, mortgage activity weakened: total applications fell 0.8%, the fourth consecutive weekly decline, including prior drops exceeding 10%. Refinancing activity led the drop, down 2.8%, while purchase applications inched up 1.1%.
2026-04-08