Total US consumer credit increased by $24.9 billion in March 2026, following a downwardly revised $8.85 billion rise in the previous month and well above forecasts of a $12.5 billion increase. Revolving credit, which includes credit card debt, rose to $1.34 trillion from $1.33 trillion in February. Meanwhile, nonrevolving credit, including auto and student loans, increased to $3.80 trillion from $3.79 trillion in the prior month. source: Federal Reserve

Consumer Credit in the United States increased to 24.86 USD Billion in March from 8.85 USD Billion in February of 2026. Consumer Credit in the United States averaged 5.10 USD Billion from 1943 until 2026, reaching an all time high of 41.82 USD Billion in March of 2022 and a record low of -64.49 USD Billion in April of 2020. This page provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. United States Consumer Credit Change - data, historical chart, forecasts and calendar of releases - was last updated on May of 2026.

Consumer Credit in the United States increased to 24.86 USD Billion in March from 8.85 USD Billion in February of 2026. Consumer Credit in the United States is expected to be 7.00 USD Billion by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United States Consumer Credit Change is projected to trend around 15.00 USD Billion in 2027 and 18.00 USD Billion in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-04-07 07:00 PM
Consumer Credit Change
Feb $9.48B $7.67B $10B $9.0B
2026-05-07 07:00 PM
Consumer Credit Change
Mar $24.86B $8.85B $12.5B $11.9B
2026-06-05 07:00 PM
Consumer Credit Change
Apr $24.86B $17.5B $17.0B


Related Last Previous Unit Reference
Bank Lending Rate 6.75 6.75 percent Apr 2026
Chain Store Sales 759.59 655.06 USD Million Mar 2026
Michigan Consumer Sentiment 44.80 49.80 points May 2026
Consumer Credit Change 24.86 8.85 USD Billion Mar 2026
Consumer Spending 16723.30 16665.20 USD Billion Mar 2026
Credit Card Accounts 647.96 648.10 Million Mar 2026
Debt Balance Auto Loans 1.69 1.67 Trillion USD Mar 2026
Debt Balance Credit Cards 1.25 1.28 Trillion USD Mar 2026
Debt Balance Mortgages 13.19 13.17 Trillion USD Mar 2026
Debt Balance Student Loans 1.66 1.66 Trillion USD Mar 2026
Total Household Debt 18.79 18.78 USD Trillion Mar 2026
Disposable Personal Income 23472.20 23492.10 USD Billion Apr 2026
RCM/TIPP Economic Optimism Index 42.60 42.80 points May 2026
Gasoline Prices 1.18 1.08 USD/Liter May 2026
Households Debt to GDP 68.00 68.10 percent of GDP Sep 2025
Michigan Consumer Expectations 44.10 48.10 points May 2026
Michigan Current Conditions 45.80 52.50 points May 2026
Personal Income MoM 0.00 0.50 percent Apr 2026
Personal Savings 2.60 3.20 percent Apr 2026
Personal Spending MoM 0.50 1.00 percent Apr 2026
Private Sector Credit 13733.08 13624.95 USD Billion Apr 2026
Redbook YoY 9.00 8.10 percent May 2026
Retail Sales Ex Autos MoM 0.70 1.90 percent Apr 2026
Retail Sales Ex Gas/Autos MoM 0.50 0.70 percent Apr 2026
Retail Sales MoM 0.50 1.60 percent Apr 2026
Retail Sales YoY 4.90 4.20 percent Apr 2026
Used Car Prices MoM -1.60 1.40 percent Apr 2026
Used Car Prices YoY 1.80 6.20 percent Apr 2026


United States Consumer Credit Change
In the United States, Consumer Credit refers to outstanding credit flows extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate.
Actual Previous Highest Lowest Dates Unit Frequency
24.86 8.85 41.82 -64.49 1943 - 2026 USD Billion Monthly
SA

News Stream
US Consumer Credit Growth Beats Forecasts
Total US consumer credit increased by $24.9 billion in March 2026, following a downwardly revised $8.85 billion rise in the previous month and well above forecasts of a $12.5 billion increase. Revolving credit, which includes credit card debt, rose to $1.34 trillion from $1.33 trillion in February. Meanwhile, nonrevolving credit, including auto and student loans, increased to $3.80 trillion from $3.79 trillion in the prior month.
2026-05-07
US Consumer Credit Misses Expectations in February
Total US consumer credit rose by $9.48 billion in February 2026, following a downwardly revised $7.67 billion gain in January and below market expectations of a $10 billion increase. It is equivalent to an increase of about 2.2% at an annual rate. Revolving credit increased by $0.71 billion in February, after increasing $2.57 billion in January. Nonrevolving credit, which includes auto and student loans, rose $8.79 billion in February, following a $5.10 billion gain in the previous month.
2026-04-07
US Consumer Credit Rises Less than Expected in January
Total US consumer credit rose by $8.05 billion in January 2026, following an upwardly revised $25.20 billion gain in December and below market expectations of a $12 billion increase. It is equivalent to an increase of about 1.9% at an annual rate. Revolving credit increased by $4.71 billion in January, after increasing $12.39 billion in December. Nonrevolving credit, which includes auto and student loans, rose $3.34 billion in January, following a $12.81 billion gain in the previous month.
2026-03-06