Debt Balance Student Loans in the United States decreased to 1.65 Trillion USD in the second quarter of 2026 from 1.66 Trillion USD in the first quarter of 2026. Debt Balance Student Loans in the United States averaged 1.07 Trillion USD from 2003 until 2026, reaching an all time high of 1.66 Trillion USD in the fourth quarter of 2025 and a record low of 0.24 Trillion USD in the first quarter of 2003. source: Federal Reserve Bank of New York

Related	Last	Previous	Unit	Reference
Credit Card Accounts	653.63	647.96	Million	Jun 2026
Debt Balance Auto Loans	1.71	1.69	Trillion USD	Jun 2026
Debt Balance Credit Cards	1.26	1.24	Trillion USD	Jun 2026
Debt Balance Mortgages	13.12	13.19	Trillion USD	Jun 2026
Debt Balance Student Loans	1.65	1.66	Trillion USD	Jun 2026
Total Household Debt	18.77	18.78	USD Trillion	Jun 2026

United States Debt Balance Student Loans

The New York Fed has designed and established the Consumer Credit Panel, a dataset on household liabilities based on consumer credit data. The Consumer Credit Panel provides detailed quarterly data on a panel of US consumers from 1999 through the present. The unique sampling design provides a random, nationally representative 5% sample of US consumers as well as the members of their households with a credit report.