The average rate on a 30-year fixed-mortgage was at 6.36% as of May 14th, one basis point below the one-month high in the previous week to hold most of the rebound since the start of the year. Mortgage rates tracked the increase in long-dated Treasury yields during the period as a surge in energy prices placed inflationary risks on the upside, potentially warranting a hawkish Federal Reserve. “While purchase demand is softening, it remains above this time last year. Recent data also shows existing-home sales modestly edging up.” said Sam Khater, Freddie Mac’s Chief Economist. source: Freddie Mac

30 Year Mortgage Rate in the United States decreased to 6.36 percent in May 14 from 6.37 percent in the previous week. 30 Year Mortgage Rate in the United States averaged 7.69 percent from 1971 until 2026, reaching an all time high of 18.63 percent in October of 1981 and a record low of 2.65 percent in January of 2021. This page includes a chart with historical data for the United States 30 Year Mortgage Rate. United States 30-Year Mortgage Rate - data, historical chart, forecasts and calendar of releases - was last updated on May of 2026.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-05-07 04:00 PM
30-Year Mortgage Rate
May/07 6.37% 6.30%
2026-05-14 04:00 PM
30-Year Mortgage Rate
May/14 6.36% 6.37%
2026-05-21 04:00 PM
30-Year Mortgage Rate
May/21 6.36%


Related Last Previous Unit Reference
15-Year Mortgage Rate 5.71 5.72 percent May 2026
30-Year Mortgage Rate 6.36 6.37 percent May 2026
Average House Prices 503100.00 521000.00 USD Mar 2026
Average Mortgage Size 381.94 383.57 Thousand USD Mar 2026
Building Permits 1363.00 1538.00 Thousand Mar 2026
Building Permits MoM -11.40 11.00 percent Mar 2026
Case-Shiller Home Price Index 338.15 336.66 points Feb 2026
Case-Shiller Home Price Index MoM 0.40 -0.10 percent Feb 2026
Case-Shiller Home Price Index YoY 0.90 1.20 percent Feb 2026
Construction Spending MoM 0.60 -0.20 percent Mar 2026
Existing Home Sales 4020.00 4010.00 Thousand Apr 2026
Existing Home Sales MoM 0.20 -2.90 percent Apr 2026
Home Ownership Rate 65.30 65.70 percent Mar 2026
House Price Index MoM 0.00 0.20 percent Feb 2026
House Price Index YoY 1.70 1.80 percent Feb 2026
House Price Index 441.40 441.50 points Feb 2026
Housing Starts 1502.00 1356.00 Thousand units Mar 2026
Housing Starts MoM 10.80 -3.00 percent Mar 2026
Housing Starts Multi Family 446.00 407.00 Thousand units Mar 2026
Housing Starts Single Family 1032.00 941.00 Thousand units Mar 2026
MBA Mortgage Market Index 290.10 285.30 points May 2026
MBA Mortgage Refinance Index 921.10 928.60 points May 2026
MBA Purchase Index 177.70 171.10 points May 2026
MBA Mortgage Applications 1.70 -4.40 percent May 2026
Mortgage Originations 529.80 524.42 Billion USD Mar 2026
MBA 30-Year Mortgage Rate 6.46 6.45 percent May 2026
NAHB Housing Market Index 37.00 34.00 points May 2026
Case-Shiller Single Family Home Price Index 332.10 331.80 points Feb 2026
New Home Sales 682.00 635.00 Thousand units Mar 2026
New Home Sales MoM 7.40 8.90 percent Mar 2026
Pending Home Sales YoY 3.20 -1.10 percent Apr 2026
Pending Home Sales MoM 1.40 1.70 percent Apr 2026
Price to Rent Ratio 133.60 133.10 Dec 2024
Residential Property Prices 0.90 1.22 Percent Dec 2025
Existing Home Sales Prices 417700.00 409100.00 USD Apr 2026
Total Housing Inventory 1470.00 1390.00 Thousands Apr 2026


United States 30-Year Mortgage Rate
The Primary Mortgage Market Survey (PMMS) is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. The interest rate a lender would charge to lend mortgage money to a qualified borrower exclusive of the fees and points required by the lender. This commitment rate applies only to conventional financing on conforming mortgages with loan-to-value rates of 80 percent or less.
Actual Previous Highest Lowest Dates Unit Frequency
6.36 6.37 18.63 2.65 1971 - 2026 percent Weekly

News Stream
US Mortgage Rates Hold Rebound: Freddie Mac
The average rate on a 30-year fixed-mortgage was at 6.36% as of May 14th, one basis point below the one-month high in the previous week to hold most of the rebound since the start of the year. Mortgage rates tracked the increase in long-dated Treasury yields during the period as a surge in energy prices placed inflationary risks on the upside, potentially warranting a hawkish Federal Reserve. “While purchase demand is softening, it remains above this time last year. Recent data also shows existing-home sales modestly edging up.” said Sam Khater, Freddie Mac’s Chief Economist.
2026-05-14
US Mortgage Rates Extend Rebound
The average rate on a 30-year fixed mortgage rose by 7bps from the previous week to 6.37% as of May 7th, extending the rebound from the earlier period, according to data compiled by Freddie Mac. The increase tracked a rebound in long-dated Treasury yields during the period as a surge in energy prices placed inflationary risks on the upside, potentially warranting a hawkish Federal Reserve. “Recent data points to slightly better conditions for buyers with a boost in new-home sales, median new-home prices being down to their lowest level since July 2021, and higher inventory than in recent years. Together, these trends could modestly ease affordability pressures through the spring homebuying season.” said Sam Khater, Freddie Mac’s Chief Economist.
2026-05-07
US Mortgage Rate Rebounds
The average rate on a 30-year fixed mortgage rose by 7bps from the previous week to 6.30% as of April 30th, the first weekly increase in one month, according to data compiled by Freddie Mac. The increase tracked a rebound in long-dated Treasury yields as a surge in energy prices placed inflationary risks on the upside, potentially warranting a hawkish Federal Reserve. “As rates had modestly declined the last few weeks, purchase demand has accelerated with purchase applications rising to over 20 percent above a year ago. It is clear that purchase demand continues to hold up as prospective buyers react to both modestly lower rates and more inventory to choose from than the last few years." said Sam Khater, Freddie Mac’s Chief Economist.
2026-04-30