30 Year Mortgage Rate in the United States decreased to 6.43 percent in July 2 from 6.49 percent in the previous week. 30 Year Mortgage Rate in the United States averaged 7.68 percent from 1971 until 2026, reaching an all time high of 18.63 percent in October of 1981 and a record low of 2.65 percent in January of 2021. source: Freddie Mac



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-06-25 04:00 PM
30-Year Mortgage Rate
Jun/25 6.49% 6.47%
2026-07-02 04:00 PM
30-Year Mortgage Rate
Jul/02 6.43% 6.49%
2026-07-09 04:00 PM
30-Year Mortgage Rate
Jul/09 6.43%


Related Last Previous Unit Reference
15-Year Mortgage Rate 5.79 5.84 percent Jul 2026
30-Year Mortgage Rate 6.43 6.49 percent Jul 2026
Average House Prices 540600.00 501400.00 USD May 2026
Average Mortgage Size 381.94 383.57 Thousand USD Mar 2026
Building Permits 1410.00 1423.00 Thousand May 2026
Building Permits MoM -0.90 4.40 percent May 2026
Case-Shiller Home Price Index 345.43 341.91 points Apr 2026
Case-Shiller Home Price Index MoM 1.00 1.10 percent Apr 2026
Case-Shiller Home Price Index YoY 1.10 0.90 percent Apr 2026
Construction Spending MoM 0.10 0.30 percent May 2026
Existing Home Sales 4170.00 4040.00 Thousand May 2026
Existing Home Sales MoM 3.20 0.70 percent May 2026
Home Ownership Rate 65.30 65.70 percent Mar 2026
House Price Index MoM -0.10 0.20 percent Apr 2026
House Price Index YoY 2.00 1.80 percent Apr 2026
House Price Index 441.40 441.80 points Apr 2026
Housing Starts 1177.00 1392.00 Thousand units May 2026
Housing Starts MoM -15.40 -8.50 percent May 2026
Housing Starts Multi Family 284.00 486.00 Thousand units May 2026
Housing Starts Single Family 882.00 899.00 Thousand units May 2026
MBA Mortgage Market Index 272.20 272.10 points Jun 2026
MBA Mortgage Refinance Index 828.70 834.20 points Jun 2026
MBA Purchase Index 170.60 169.70 points Jun 2026
MBA Mortgage Applications 0.00 1.00 percent Jun 2026
Mortgage Originations 529.80 524.42 Billion USD Mar 2026
MBA 30-Year Mortgage Rate 6.57 6.59 percent Jun 2026
NAHB Housing Market Index 35.00 37.00 points Jun 2026
Case-Shiller Single Family Home Price Index 331.27 332.00 points Mar 2026
New Home Sales 580.00 626.00 Thousand units May 2026
New Home Sales MoM -7.30 -5.70 percent May 2026
Pending Home Sales YoY 4.80 3.20 percent May 2026
Pending Home Sales MoM 3.80 0.30 percent May 2026
Price to Rent Ratio 133.60 133.10 Dec 2024
Residential Property Prices 0.56 0.93 Percent Mar 2026
Existing Home Sales Prices 429300.00 417500.00 USD May 2026
Total Housing Inventory 1550.00 1500.00 Thousands May 2026


United States 30-Year Mortgage Rate
The Primary Mortgage Market Survey (PMMS) is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. The interest rate a lender would charge to lend mortgage money to a qualified borrower exclusive of the fees and points required by the lender. This commitment rate applies only to conventional financing on conforming mortgages with loan-to-value rates of 80 percent or less.
Actual Previous Highest Lowest Dates Unit Frequency
6.43 6.49 18.63 2.65 1971 - 2026 percent Weekly

News Stream
US 30-Year Mortgage Rate Ticks Higher
The average rate on a 30-year fixed-mortgage inched higher by 2bps to 6.49% on the week to June 25th, 2026, according to data compiled by Freddie Mac. The result was in line with some elevated yields for longer maturity Treasury bonds at the start of the week, when the hawkish projections by FOMC members drove the market to position for rate hikes by the Fed this year. “Rates have remained relatively stable over the last six weeks." said Sam Khater, Freddie Mac’s Chief Economist. "Meanwhile, purchase activity eased modestly and refinance activity has continued to pick up recently, reflecting borrowers’ responsiveness to current rate levels.”
2026-06-25
US 30-Year Mortgage Rate Eases
The average rate on a 30-year fixed-mortgage fell by 5bps to 6.47% on the third week of June, according to data compiled by Freddie Mac. The result was in line with the pullback for longer maturity Treasury yields as optimistic signals for an agreement between the Iran and US lowered energy prices and reduced the urgency for the Federal Reserve to raise interest rates. “The 30-year fixed-rate mortgage decreased this week averaging 6.47%,” said Sam Khater, Freddie Mac’s Chief Economist. “Incoming data continues to reflect a resilient consumer, with retail sales improving and pending home sales strengthening, suggesting purchase demand is continuing to modestly improve."
2026-06-18
US 30-Year Mortgage Rate Approaches 9-Month High
The average rate on a 30-year fixed-mortgage inched higher by 4bps from the previous week to 6.52% on the second week of June, according to data compiled by Freddie Mac. The result was one basis point away from the nine-month high from two weeks prior amid the increase in long-term Treasury yields over the period. The prolonged conflict between the US and Iran maintained the blockade of energy exports from the region, lifting US inflation to drive rate traders to position for a Federal Reserve hike this year.
2026-06-11