The average loan size for new homes in the US increased to $375,218 in June 2026 from $372,825 in May. Average Mortgage Size in the United States averaged 223.90 Thousand USD from 1990 until 2026, reaching an all time high of 460.10 Thousand USD in March of 2022 and a record low of 98.50 Thousand USD in April of 1990. source: Mortgage Bankers Association of America



Related Last Previous Unit Reference
Average Mortgage Size 375.22 372.83 Thousand USD Jun 2026
MBA Mortgage Market Index 247.20 264.00 points Jul 2026
MBA Mortgage Refinance Index 723.10 802.30 points Jul 2026
MBA Purchase Index 159.80 165.80 points Jul 2026
MBA Mortgage Applications -6.40 1.90 percent Jul 2026
MBA 30-Year Mortgage Rate 6.76 6.69 percent Jul 2026


United States Average Mortgage Size
Actual Previous Highest Lowest Dates Unit Frequency
375.22 372.83 460.10 98.50 1990 - 2026 Thousand USD Monthly
Current prices, NSA