United States - Personal Saving Rate was 4.70% in September of 2025, according to the United States Federal Reserve. Historically, United States - Personal Saving Rate reached a record high of 31.80 in April of 2020 and a record low of 1.40 in July of 2005. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Personal Saving Rate - last updated from the United States Federal Reserve on February of 2026.