The average US 30-year fixed mortgage rate for conforming loans of $806,500 or less increased to 6.6% in the week ended June 5th 2026 from 6.57% in the previous period. “Mortgage rates were volatile last week as news from the Middle East continues to drive markets. While the average rate was up slightly, there were opportunities where borrowers were seeing somewhat lower rates”, according to Mike Fratantoni, MBA’s SVP. Meanwhile, mortgage applications soared 10.8%, the first rise in four weeks and the biggest since the last week of February. Applications to refinance a home loan rose 15% and applications for a mortgage to purchase a home went up 7%. source: Mortgage Bankers Association of America

Fixed 30-year mortgage rates in the United States averaged 6.60 percent in the week ending June 5 of 2026. Mortgage Rate in the United States averaged 6.08 percent from 1990 until 2026, reaching an all time high of 10.56 percent in April of 1990 and a record low of 2.85 percent in December of 2020. This page provides the latest reported value for - United States MBA 30-Yr Mortgage Rate - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. United States MBA 30-Yr Mortgage Rate - data, historical chart, forecasts and calendar of releases - was last updated on June of 2026.

Fixed 30-year mortgage rates in the United States averaged 6.60 percent in the week ending June 5 of 2026. Mortgage Rate in the United States is expected to be 6.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United States MBA 30-Yr Mortgage Rate is projected to trend around 5.80 percent in 2027 and 5.70 percent in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-06-03 11:00 AM
MBA 30-Year Mortgage Rate
May/29 6.57% 6.65%
2026-06-10 11:00 AM
MBA 30-Year Mortgage Rate
Jun/05 6.6% 6.57%
2026-06-17 11:00 AM
MBA 30-Year Mortgage Rate
Jun/12 6.6%


Related Last Previous Unit Reference
15-Year Mortgage Rate 5.84 5.79 percent Jun 2026
30-Year Mortgage Rate 6.52 6.48 percent Jun 2026
Average Mortgage Size 381.94 383.57 Thousand USD Mar 2026
MBA Mortgage Market Index 280.10 252.80 points Jun 2026
MBA Mortgage Refinance Index 848.70 736.20 points Jun 2026
MBA Purchase Index 176.90 164.80 points Jun 2026
MBA Mortgage Applications 10.80 -2.50 percent Jun 2026
MBA 30-Year Mortgage Rate 6.60 6.57 percent Jun 2026


United States MBA 30-Yr Mortgage Rate
MBA 30-Year Mortgage Rate is average 30-year fixed mortgage lending rate measured during the reported week and backed by the Mortgage Bankers Association.
Actual Previous Highest Lowest Dates Unit Frequency
6.60 6.57 10.56 2.85 1990 - 2026 percent Weekly

News Stream
US Mortgage Rates Edge Higher: MBA
The average US 30-year fixed mortgage rate for conforming loans of $806,500 or less increased to 6.6% in the week ended June 5th 2026 from 6.57% in the previous period. “Mortgage rates were volatile last week as news from the Middle East continues to drive markets. While the average rate was up slightly, there were opportunities where borrowers were seeing somewhat lower rates”, according to Mike Fratantoni, MBA’s SVP. Meanwhile, mortgage applications soared 10.8%, the first rise in four weeks and the biggest since the last week of February. Applications to refinance a home loan rose 15% and applications for a mortgage to purchase a home went up 7%.
2026-06-10
US 30-Year Mortgage Rates Ease Slightly
Mortgage rates eased slightly last week after five consecutive weekly increases, with the average rate on 30-year fixed mortgages for conforming loans of $832,750 or less standing at 6.57% in the week ended May 29, according to the Mortgage Bankers Association. The modest decline was driven by expectations of lower energy prices as developments in the Middle East improved sentiment in bond markets. Despite the slight relief in borrowing costs, mortgage demand remained weak. Total mortgage application volume fell 2.5% from the previous week, with refinance applications down 2.3% and purchase applications slipping 2.9%.
2026-06-03
US 30-Year Mortgage Rates Jump to Nine-Month High
The average US 30-year fixed mortgage rate for conforming loans of $806,500 or less rose to 6.65% in the week ending May 22, 2026, from 6.56% the prior week, the highest level since August 2025, according to the Mortgage Bankers Association’s Weekly Mortgage Applications Survey. Rates increased for the fifth consecutive week, tracking higher Treasury yields amid persistent inflation concerns from elevated fuel costs and rising global public debt, prompting investors to rule out Fed rate cuts and price in a potential hike by year-end. Consequently, mortgage applications dropped 8.5%, the sharpest decline in nearly two months, with refinance applications plummeting 18.1% and purchase applications slipping 0.4%.
2026-05-27