Total US consumer credit increased by $20.7 billion in April 2026, following a downwardly revised $22.3 billion gain in April and exceeding market expectations for an $18 billion increase. Revolving credit, which includes credit card debt, rose to $1.31 trillion from $1.30 trillion in the previous month, indicating continued growth in short-term consumer borrowing. Meanwhile, nonrevolving credit, which includes auto and student loans, increased to $3.76 trillion from $3.74 trillion. The data pointed to sustained consumer demand for credit despite elevated borrowing costs and a high interest-rate environment. source: Federal Reserve
Consumer Credit in the United States decreased to 20.73 USD Billion in April from 22.23 USD Billion in March of 2026. Consumer Credit in the United States averaged 5.11 USD Billion from 1943 until 2026, reaching an all time high of 41.82 USD Billion in March of 2022 and a record low of -64.49 USD Billion in April of 2020. This page provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. United States Consumer Credit Change - data, historical chart, forecasts and calendar of releases - was last updated on June of 2026.
Consumer Credit in the United States decreased to 20.73 USD Billion in April from 22.23 USD Billion in March of 2026. Consumer Credit in the United States is expected to be 7.00 USD Billion by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United States Consumer Credit Change is projected to trend around 15.00 USD Billion in 2027 and 18.00 USD Billion in 2028, according to our econometric models.