United States - Average Finance Rate of Used Car Loans at Finance Companies, Amount of Finance Weighted was 16.54% in October of 2024, according to the United States Federal Reserve. Historically, United States - Average Finance Rate of Used Car Loans at Finance Companies, Amount of Finance Weighted reached a record high of 17.02 in January of 2024 and a record low of 10.06 in April of 2009. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Average Finance Rate of Used Car Loans at Finance Companies, Amount of Finance Weighted - last updated from the United States Federal Reserve on June of 2026.