United States - Federal Funds Effective Rate was 3.72% in December of 2025, according to the United States Federal Reserve. Historically, United States - Federal Funds Effective Rate reached a record high of 19.10 in June of 1981 and a record low of 0.05 in April of 2020. Trading Economics provides the current actual value, an historical data chart and related indicators for United States - Federal Funds Effective Rate - last updated from the United States Federal Reserve on February of 2026.