US Mortgage Applications Rebound

2026-08-12 11:14 By Andre Joaquim 1 min. read

The volume of mortgage applications in the US rose by 3.6% on the first week of August, the largest increase in two months, and rebounding from two straight periods of decline, according to data compiled by the Mortgage Bankers Association.

The result was aligned with the slight respite for benchmark mortgage rates, tracking the momentary recovery for long-term Treasury bonds from their slide multi-decade highs.

Applications to refinance a mortgage, which are more sensitive to short-term changes in interest rates, rose by 5%.

In turn, applications for a mortgage to purchase a home rose by 3%.



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US Mortgage Applications Rebound
The volume of mortgage applications in the US rose by 3.6% on the first week of August, the largest increase in two months, and rebounding from two straight periods of decline, according to data compiled by the Mortgage Bankers Association. The result was aligned with the slight respite for benchmark mortgage rates, tracking the momentary recovery for long-term Treasury bonds from their slide multi-decade highs. Applications to refinance a mortgage, which are more sensitive to short-term changes in interest rates, rose by 5%. In turn, applications for a mortgage to purchase a home rose by 3%.
2026-08-12
US Mortgage Applications Fall for 2nd Week
The volume of mortgage applications in the US fell by 2.9% on the final week of July, extending the 6.4% decline in the earlier period, and marking the largest back-to-back decline in two months. The drop was in line with the increase in mortgage rates, with that on a 30-year fixed contract rising to a one-year high of 6.81%, as concerns that the Federal Reserve may not combat inflation in the near term triggered a surge in term premiums, with the yield on the 30-year Treasury bond rising to its highest in 19 years. Applications to refinance a mortgage, which are sensitive to short-term changes in interest rates, fell by 2% from the previous week to the lowest level since May of last year. Meanwhile, applications for a mortgage to buy a new home fell by 4%.
2026-08-05
US Mortgage Application Decline
The volume of mortgage applications in the US fell by 6.4% from the previous week on the period ending July 24th to mark the sharpest weekly decline in two months. The drop was in line with the increase in benchmark mortgage rates, with that on a 30-year fixed contract rising to a one-year high of 6.76%, as inflationary pressures and evidence of a robust labor market supported expectations of a Federal Reserve rate hike this year. Applications to refinance a mortgage, which are sensitive to short-term changes in interest rates, fell by 9.9% from the previous week to the lowest level since May of last year. Meanwhile, applications for a mortgage to buy a new home fell by 3.6%.
2026-07-29