US Mortgage Applications Remain Steady

2026-07-01 11:12 By Andre Joaquim 1 min. read

The volume of mortgage applications in the US were unchanged from the previous week in the last full week of June, according to data compiled by the Mortgage Bankers Association.

The stability was aligned with the lack of large changes in mortgage rates in the period, with that on the benchmark fixed 30-year contract easing 2bps to 6.57%.

Mortgage rates held despite the pullback in long-term Treasury yields due to retreating energy prices, although hawkish projections from FOMC members tempered any influx into the credit market.

Contracts to refinance a mortgage, which are sensitive to short-term changes in interest rates, eased by 0.6%.

Meanwhile, applications for a mortgage to buy a home were 0.5% higher.



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The volume of mortgage applications in the US were unchanged from the previous week in the last full week of June, according to data compiled by the Mortgage Bankers Association. The stability was aligned with the lack of large changes in mortgage rates in the period, with that on the benchmark fixed 30-year contract easing 2bps to 6.57%. Mortgage rates held despite the pullback in long-term Treasury yields due to retreating energy prices, although hawkish projections from FOMC members tempered any influx into the credit market. Contracts to refinance a mortgage, which are sensitive to short-term changes in interest rates, eased by 0.6%. Meanwhile, applications for a mortgage to buy a home were 0.5% higher.
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