Total US consumer credit rose by $24.05 billion in December 2025, following an upwardly revised $4.70 billion gain in November and way above market expectations of an $8 billion increase. It is equivalent to an increase of about 5.7% at an annual rate. Revolving credit increased by $13.85 billion in December, after decreasing $1.69 billion in November. Nonrevolving credit, which includes auto and student loans, rose $10.20 billion in December, following a $6.38 billion gain in the previous month. source: Federal Reserve
Consumer Credit in the United States increased to 24.05 USD Billion in December from 4.70 USD Billion in November of 2025. Consumer Credit in the United States averaged 5.07 USD Billion from 1943 until 2025, reaching an all time high of 41.82 USD Billion in March of 2022 and a record low of -64.49 USD Billion in April of 2020. This page provides the latest reported value for - United States Consumer Credit Change - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. United States Consumer Credit Change - data, historical chart, forecasts and calendar of releases - was last updated on February of 2026.
Consumer Credit in the United States increased to 24.05 USD Billion in December from 4.70 USD Billion in November of 2025. Consumer Credit in the United States is expected to be 3.00 USD Billion by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United States Consumer Credit Change is projected to trend around 8.00 USD Billion in 2027, according to our econometric models.