US Consumer Credit Rises Less than Expected in January

2026-03-06 20:01 By Felipe Alarcon 1 min. read

Total US consumer credit rose by $8.05 billion in January 2026, following an upwardly revised $25.20 billion gain in December and below market expectations of a $12 billion increase.

It is equivalent to an increase of about 1.9% at an annual rate.

Revolving credit increased by $4.71 billion in January, after increasing $12.39 billion in December.

Nonrevolving credit, which includes auto and student loans, rose $3.34 billion in January, following a $12.81 billion gain in the previous month.



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