US Consumer Credit Expansion Slows in August

2025-10-07 19:11 By Mojdeh Kazemi 1 min. read

Total US consumer credit rose by $0.36 billion in August 2025, sharply lower than the a revised $18.1 billion gain in July and missing market expectations of a $13.1 billion increase.

It rose at the slowest pace in six months, held back by a decline in credit card balances.

Revolving credit grew at an annual rate of 5.5%, while nonrevolving credit—which includes auto and student loans—expanded at a slower 2% pace.

Overall, consumer credit advanced at a seasonally adjusted annual rate of 0.1%, signaling a notable cooling in borrowing activity.



News Stream
US Consumer Credit Rises Less than Expected in January
Total US consumer credit rose by $8.05 billion in January 2026, following an upwardly revised $25.20 billion gain in December and below market expectations of a $12 billion increase. It is equivalent to an increase of about 1.9% at an annual rate. Revolving credit increased by $4.71 billion in January, after increasing $12.39 billion in December. Nonrevolving credit, which includes auto and student loans, rose $3.34 billion in January, following a $12.81 billion gain in the previous month.
2026-03-06
US Consumer Credit Rises Much more than Expected in December
Total US consumer credit rose by $24.05 billion in December 2025, following an upwardly revised $4.70 billion gain in November and way above market expectations of an $8 billion increase. It is equivalent to an increase of about 5.7% at an annual rate. Revolving credit increased by $13.85 billion in December, after decreasing $1.69 billion in November. Nonrevolving credit, which includes auto and student loans, rose $10.20 billion in December, following a $6.38 billion gain in the previous month.
2026-02-06
US Consumer Credit Rises Less than Expected in November
Total US consumer credit rose by $4.23 billion in November 2025, following an upwardly revised $9.18 billion gain in October and below market expectations of a $10 billion increase. It is equivalent to an increase of 1.0% at an annual rate. Revolving credit decreased at an annual rate of 1.9% or $2.10 billion, following a $5.41 billion increase in October. Nonrevolving credit, which includes auto and student loans, went up 2.0% or $6.30 billion, following a $3.77 billion gain in the previous month.
2026-01-08