United States - Risk Premium On Lending (prime Rate Minus Treasury Bill Rate, %)

Risk premium on lending (prime rate minus treasury bill rate, %) in United States was reported at 2.965 % in 2018, according to the World Bank collection of development indicators, compiled from officially recognized sources. United States - Risk premium on lending (prime rate minus treasury bill rate, %) - actual values, historical data, forecasts and projections were sourced from the World Bank on February of 2020.



Ok
Trading Economics members can view, download and compare data from nearly 200 countries, including more than 20 million economic indicators, exchange rates, government bond yields, stock indexes and commodity prices.

The Trading Economics Application Programming Interface (API) provides direct access to our data. It allows API clients to download millions of rows of historical data, to query our real-time economic calendar, subscribe to updates and receive quotes for currencies, commodities, stocks and bonds.

API Features Documentation Interested? Click here to contact us
Please Paste this Code in your Website
width
height
 Preview
united states risk premium on lending prime rate minus treasury bill rate percent wb data


Risk premium on lending is the interest rate charged by banks on loans to prime private sector customers minus the risk free treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government.


United States | Financial Sector

Market capitalization of listed companies
30436313050000 USD
Market capitalization of listed companies (% of GDP)
148 %
Listed domestic companies, total
4397
Stocks traded, total value
33027245670000 USD
Stocks traded, total value (% of GDP)
161 %
Stocks traded, turnover ratio
109 %
Bank nonperfoming loans to total gross loans
0.9132 %
Bank capital to assets ratio
11.69 %
Commercial bank branches (per 100;000 adults)
30.9
Domestic credit to private sector by banks (% of GDP)
52.06 %
Bank liquid reserves to bank assets ratio
9.69 %
Total reserves in months of imports
1.36
Claims on central government (annual growth as % of broad money)
-1.2 %
Claims on other sectors of the domestic economy (annual growth as % of broad money)
2.81 %
Net domestic credit (current LCU)
21099865241036 LCU
Net foreign assets (current LCU)
-5.33 LCU
Claims on private sector (annual growth as % of broad money)
1.91 %
Broad money (current LCU)
18349994561178 LCU
Broad money (% of GDP)
89.32 %
Broad money to total reserves ratio
40.79
Broad money growth (annual %)
4.07 %
Money and quasi money (M2) as % of GDP
448 %
Money and quasi money (M2) to total reserves ratio
180
Consumer price index (2005 = 100)
115
Wholesale price index (2005 = 100)
100
Deposit interest rate (%)
0.2825 %
Lending interest rate
4.9 %
Interest rate spread (lending rate minus deposit rate, %)
2.97 %
Real interest rate
2.41 %
Risk premium on lending (prime rate minus treasury bill rate, %)
2.96 %
Claims on central government; etc. (% GDP)
39.17 %
Claims on other sectors of the domestic economy (% of GDP)
197 %
Domestic credit provided by banking sector (% of GDP)
103 %
Domestic credit to private sector (% of GDP)
187 %
Liquid liabilities (M3) as % of GDP
365 %
Bank branches per 100,000 adults
31.18
Account at a formal financial institution (% age 15+)
93.12 %
Saved at a financial institution in the past year (% age 15+) GFD
62.2 %
Loan from a financial institution in the past year (% age 15+) GFD
28.89 %
Account used to receive government payments (% age 15+)
18.47 %
Account used to receive wages (% age 15+)
48.26 %
Saved any money in the past year (% age 15+)
79.34 %
Loan in the past year (% age 15+)
77.43 %
Loan from family or friends in the past year (% age 15+)
15.25 %
Credit card (% age 15+)
65.6 %
Debit card (% age 15+)
80.23 %
Electronic payments used to make payments (% age 15+)
89 %
Private credit by deposit money banks to GDP
51.64 %
Deposit money banks' assets to GDP
62.45 %
Deposit money bank assets to deposit money bank assets and central bank assets
74.17 %
Liquid liabilities to GDP
75.27 %
Central bank assets to GDP
21.75 %
Financial system deposits to GDP
80.83 %
Life insurance premium volume to GDP
2.56 %
Nonlife insurance premium volume to GDP
3.01 %
Insurance company assets to GDP
30.82 %
Private credit by deposit money banks and other financial institutions to GDP
183 %
Pension fund assets to GDP
145 %
Domestic credit to private sector (% of GDP) GFD
199 %
Stock market capitalization to GDP
153 %
Stock market total value traded to GDP
211 %
Outstanding international private debt securities to GDP
18.66 %
Outstanding international public debt securities to GDP
0.024 %
International debt issues to GDP
18.68 %
Gross portfolio equity liabilities to GDP
40.81 %
Gross portfolio equity assets to GDP
46.85 %
Gross portfolio debt liabilities to GDP
59.17 %
Bank net interest margin
3.42 %
Bank noninterest income to total income
33.23 %
Bank overhead costs to total assets
2.53 %
Bank return on assets (%, after tax)
0.9641 %
Bank return on equity (%, after tax)
8.54 %
Bank cost to income ratio
57.42 %
Credit to government and state owned enterprises to GDP
11.78 %
Bank return on assets (%, before tax)
1.54 %
Bank return on equity (%, before tax)
13.64 %
Stock market turnover ratio
133 %
Bank concentration
34.84 %
Bank deposits to GDP
80.83 %
H-statistic
0.453
Lerner index
0.3342
Boone indicator
-0.0406
5-bank asset concentration
46.22
Liquid liabilities in millions USD (2000 constant)
13000000
Loans from nonresident banks (net) to GDP
0.2278 %
Loans from nonresident banks (amounts outstanding) to GDP
18.7 %
External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits)
9.41 %
External loans and deposits of reporting banks vis-à-vis the nonbanking sectors (% of domestic bank deposits)
9.5 %
External loans and deposits of reporting banks vis-à-vis all sectors (% of domestic bank deposits)
19.35 %
Remittance inflows to GDP
0.0323 %
Consolidated foreign claims of BIS reporting banks to GDP
32.82 %
Number of listed companies per 1,000,000 people
13.34
Stock market return (%, year-on-year)
16.75 %
Bank Z-score
29.8
Bank nonperforming loans to gross loans
1.13 %
Bank capital to total assets
11.65 %
Bank credit to bank deposits
63.89 %
Bank regulatory capital to risk-weighted assets
14.53 %
Liquid assets to deposits and short term funding
19.15 %
Provisions to nonperforming loans
57.7 %
Stock price volatility
11.02
Credit depth of information index (0=low to 6=high)
8
Private credit bureau coverage (% of adults)
100 %
Public credit registry coverage (% of adults)
0 %
Strength of insolvency framework index (0-16)
15
Strength of legal rights index (0=weak to 10=strong)
11
Extent of conflict of interest regulation index (0-10)
8.3
Extent of corporate transparency index (0-9)
5.4
Extent of shareholder governance index (0-10)
4.6
Strength of governance structure index (0-5)
4.6
Extent of shareholder rights index (0-5)
4
Inflation, GDP deflator: linked series (annual %)
2.44 %
GDP deflator: linked series (base year varies by country)
106
Official exchange rate (LCU per US$, period average)
1
Real effective exchange rate index (2000 = 100)
113
Net migration
4774029
International migrant stock, total
46627102