Net Lending to Individuals MoM in the United Kingdom decreased to 5888 GBP Million in January from 6144 GBP Million in December of 2025. Net Lending to Individuals MoM in the United Kingdom averaged 4446.62 GBP Million from 1993 until 2026, reaching an all time high of 17440.00 GBP Million in June of 2021 and a record low of -7250.00 GBP Million in April of 2020. source: Bank of England

Net Lending to Individuals MoM in the United Kingdom is expected to be 5200.00 GBP Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Kingdom Net Lending To Individuals MoM is projected to trend around 5100.00 GBP Million in 2027 and 5600.00 GBP Million in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-01-30 09:30 AM
Net Lending to Individuals MoM
Dec £6.1B £6.7B £6.1B £4.2B
2026-03-02 09:30 AM
Net Lending to Individuals MoM
Jan £5.9B £6.1B £6.2B £3.8B
2026-03-30 08:30 AM
Net Lending to Individuals MoM
Feb £5.9B £4.5B


Related Last Previous Unit Reference
Bank Lending Rate 8.76 8.61 percent Jan 2026
CBI Distributive Trades -43.00 -17.00 Net Balance Feb 2026
GfK Consumer Confidence -19.00 -16.00 points Feb 2026
BoE Consumer Credit 1812.00 1652.00 GBP Million Jan 2026
Consumer Spending 418232.00 417589.00 GBP Million Dec 2025
Disposable Personal Income 439388.00 442292.00 GBP Million Sep 2025
Gasoline Prices 1.79 1.77 USD/Liter Feb 2026
Households Debt to GDP 73.90 73.90 percent of GDP Sep 2025
Net Lending to Individuals MoM 5888.00 6144.00 GBP Million Jan 2026
Personal Savings 9.50 10.20 percent Sep 2025
Retail Sales ex Fuel MoM 2.00 0.30 percent Jan 2026
Retail Sales MoM 1.80 0.40 percent Jan 2026
Retail Sales YoY 4.50 1.90 percent Jan 2026


United Kingdom Net Lending To Individuals MoM
In the United Kingdom, Net Lending to Individuals (MoM) measures the monthly change in total sterling net lending to individuals and housing associations, excluding lending by the Student Loans Company.
Actual Previous Highest Lowest Dates Unit Frequency
5888.00 6144.00 17440.00 -7250.00 1993 - 2026 GBP Million Monthly
SA