Net lending to UK individuals fell to £6.2 billion in April 2026 from an upwardly revised £8.7 billion in the previous month, below market expectations of £7.1 billion. Net Lending to Individuals MoM in the United Kingdom averaged 4470.57 GBP Million from 1993 until 2026, reaching an all time high of 17395.00 GBP Million in June of 2021 and a record low of -7315.00 GBP Million in April of 2020. source: Bank of England

Net Lending to Individuals MoM in the United Kingdom is expected to be 5500.00 GBP Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Kingdom Net Lending To Individuals MoM is projected to trend around 5100.00 GBP Million in 2027 and 5600.00 GBP Million in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-05-01 08:30 AM
Net Lending to Individuals MoM
Mar £8B £7.2B £5.9B £5.2B
2026-06-02 08:30 AM
Net Lending to Individuals MoM
Apr £6.2B £8.7B £7.1B £6.0B
2026-06-29 08:30 AM
Net Lending to Individuals MoM
May £6.2B


Related Last Previous Unit Reference
Bank Lending Rate 8.98 9.00 percent Apr 2026
CBI Distributive Trades -46.00 -68.00 Net Balance May 2026
GfK Consumer Confidence -23.00 -25.00 points May 2026
BoE Consumer Credit 1859.00 1904.00 GBP Million Apr 2026
Consumer Spending 419202.00 416740.00 GBP Million Mar 2026
Disposable Personal Income 442628.00 436779.00 GBP Million Dec 2025
Gasoline Prices 2.14 2.13 USD/Liter May 2026
Households Debt to GDP 73.90 73.90 percent of GDP Sep 2025
Net Lending to Individuals MoM 6227.00 8738.00 GBP Million Apr 2026
Personal Savings 9.90 9.10 percent Dec 2025
Retail Sales ex Fuel MoM -0.40 0.10 percent Apr 2026
Retail Sales MoM -1.30 0.60 percent Apr 2026
Retail Sales YoY 0.00 1.40 percent Apr 2026


United Kingdom Net Lending To Individuals MoM
In the United Kingdom, Net Lending to Individuals (MoM) measures the monthly change in total sterling net lending to individuals and housing associations, excluding lending by the Student Loans Company.
Actual Previous Highest Lowest Dates Unit Frequency
6227.00 8738.00 17395.00 -7315.00 1993 - 2026 GBP Million Monthly
SA