Net Lending to Individuals in the United Kingdom increased by GBP 6298 million in July 2026, following a GBP 9542 million rise in June and well below forecasts of GBP 9200 million. Net Lending to Individuals MoM in the United Kingdom averaged 4489.39 GBP Million from 1993 until 2026, reaching an all time high of 17395.00 GBP Million in June of 2021 and a record low of -7315.00 GBP Million in April of 2020. source: Bank of England

Net Lending to Individuals MoM in the United Kingdom is expected to be 6800.00 GBP Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Kingdom Net Lending To Individuals MoM is projected to trend around 7000.00 GBP Million in 2027 and 6800.00 GBP Million in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-07-29 08:30 AM
Net Lending to Individuals MoM
Jun £9.5B £5B £5.5B £5.0B
2026-09-01 08:30 AM
Net Lending to Individuals MoM
Jul £6.3B £9.5B £9.2B £9.0B
2026-09-29 08:30 AM
Net Lending to Individuals MoM
Aug £6.3B


Related Last Previous Unit Reference
Bank Lending Rate 9.07 9.03 percent Jul 2026
CBI Distributive Trades -48.00 -26.00 Net Balance Aug 2026
GfK Consumer Confidence -14.00 -17.00 points Aug 2026
BoE Consumer Credit 2006.00 1865.00 GBP Million Jul 2026
Consumer Spending 420380.00 419235.00 GBP Million Jun 2026
Disposable Personal Income 438073.00 441556.00 GBP Million Mar 2026
Gasoline Prices 2.19 2.10 USD/Liter Aug 2026
Households Debt to GDP 72.60 73.50 percent of GDP Mar 2026
Net Lending to Individuals MoM 6298.00 9542.00 GBP Million Jul 2026
Personal Savings 8.90 9.60 percent Mar 2026
Retail Sales ex Fuel MoM 0.60 -0.90 percent Aug 2026
Retail Sales MoM 0.50 -0.50 percent Aug 2026
Retail Sales YoY 2.40 1.20 percent Aug 2026


United Kingdom Net Lending To Individuals MoM
In the United Kingdom, Net Lending to Individuals (MoM) measures the monthly change in total sterling net lending to individuals and housing associations, excluding lending by the Student Loans Company.
Actual Previous Highest Lowest Dates Unit Frequency
6298.00 9542.00 17395.00 -7315.00 1993 - 2026 GBP Million Monthly
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