Net mortgage approvals for house purchases in the UK increased to 65,900 in April 2026 from 64,000 in March, above market expectations of 61,700 and marking the highest level since January 2025. Approvals for remortgaging, which only capture remortgaging with a different lender, were broadly unchanged when compared to March. The ‘effective’ interest rate on newly drawn mortgages increased to 4.08% in April from 4.03% in the previous month. The rate on the outstanding stock of mortgages was 3.92% in April, down from 3.93% in March. source: Bank of England

Mortgage Approvals in the United Kingdom increased to 65.94 Thousand in April from 63.98 Thousand in March of 2026. Mortgage Approvals in the United Kingdom averaged 80.82 Thousand from 1986 until 2026, reaching an all time high of 151.80 Thousand in May of 1988 and a record low of 9.37 Thousand in May of 2020. This page provides the latest reported value for - United Kingdom Mortgage Approvals - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. United Kingdom Mortgage Approvals - data, historical chart, forecasts and calendar of releases - was last updated on June of 2026.

Mortgage Approvals in the United Kingdom increased to 65.94 Thousand in April from 63.98 Thousand in March of 2026. Mortgage Approvals in the United Kingdom is expected to be 64.40 Thousand by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Kingdom Mortgage Approvals is projected to trend around 67.00 Thousand in 2027 and 69.00 Thousand in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-05-01 08:30 AM
Mortgage Approvals
Mar 63.53K 62.71K 60K 61.5K
2026-06-02 08:30 AM
Mortgage Approvals
Apr 65.94K 63.98K 61.7K 62.0K
2026-06-29 08:30 AM
Mortgage Approvals
May 65.94K 67.0K


Related Last Previous Unit Reference
Average House Prices 298806.00 299251.00 GBP May 2026
Construction Orders YoY -11.90 28.10 percent Mar 2026
Construction Output YoY -0.30 -1.60 percent Mar 2026
Mortgage Lending 4370.00 6830.00 GBP Million Apr 2026
Home Ownership Rate 64.50 64.70 percent Dec 2023
Halifax House Price Index MoM -0.10 -0.10 percent May 2026
Halifax House Price Index YoY 0.50 0.40 percent May 2026
Housing Index 516.10 516.60 points Apr 2026
Housing Starts 37300.00 30320.00 units Dec 2025
Mortgage Approvals 65.94 63.98 Thousand Apr 2026
BBA Mortgage Rate 6.60 6.60 percent May 2026
Nationwide Housing Prices 554.60 556.30 points May 2026
Nationwide Housing Prices MoM -0.60 0.40 percent May 2026
Nationwide Housing Prices YoY 1.70 3.00 percent May 2026
Price to Rent Ratio 110.71 111.09 Dec 2025
Private Rental Prices YoY 3.50 3.40 percent Apr 2026
Residential Property Prices 2.47 2.67 Percent Dec 2025
RICS House Price Balance -34.00 -25.00 percent Apr 2026


United Kingdom Mortgage Approvals
Mortgage approvals for house purchase refers to the firm offers of lenders to advance credit secured on specific dwellings to their customers. It covers approvals that are fully secured on residential property by a first mortgage. It includes existing borrowers transferring their existing mortgage to another property, lending to first-time purchasers and lending for buy-to-let purposes.
Actual Previous Highest Lowest Dates Unit Frequency
65.94 63.98 151.80 9.37 1986 - 2026 Thousand Monthly

News Stream
UK Mortgage Approvals Rise to 15-Month High
Net mortgage approvals for house purchases in the UK increased to 65,900 in April 2026 from 64,000 in March, above market expectations of 61,700 and marking the highest level since January 2025. Approvals for remortgaging, which only capture remortgaging with a different lender, were broadly unchanged when compared to March. The ‘effective’ interest rate on newly drawn mortgages increased to 4.08% in April from 4.03% in the previous month. The rate on the outstanding stock of mortgages was 3.92% in April, down from 3.93% in March.
2026-06-02
UK Mortgage Approvals Rise More than Expected
Net mortgage approvals for house purchases in the UK rose to 63,531 in March 2026, up from a revised 62,708 in February and surpassing market expectations of 60,000. This marked the highest level since November 2025, exceeding the six-month average of around 63,200, supported by declining borrowing costs. Remortgaging approvals, which only account for switches to a different lender, also climbed to 51,300 in March from 41,200 in February. The effective interest rate on newly drawn mortgages fell to 4.03% in March from 4.10% in February, while the rate on the outstanding stock of mortgages edged down to 3.93% from 3.95%.
2026-05-01
UK Mortgage Approvals Rise More than Expected
Net mortgage approvals for house purchases in the UK, which is an indicator of future borrowing, increased to 62,600 in February 2026 from 60,200 in January, above market expectations of 61,300. Approvals for remortgaging, which only capture remortgaging with a different lender, also increased to 41,200 in February, from 38,500 in January. The ‘effective’ interest rate on newly drawn mortgages slightly increased, to 4.10% in February, from 4.09% in January. The rate on the outstanding stock of mortgages was 3.95% in February, up from 3.90% in January.
2026-03-30