Household Saving Rate in the United Kingdom decreased to 9.50 percent in the third quarter of 2025 from 10.20 percent in the second quarter of 2025. Personal Savings in the United Kingdom averaged 7.83 percent from 1955 until 2025, reaching an all time high of 27.50 percent in the second quarter of 2020 and a record low of -0.90 percent in the fourth quarter of 1958. source: Office for National Statistics

Personal Savings in the United Kingdom is expected to be 11.00 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Kingdom Household Saving Ratio is projected to trend around 10.00 percent in 2026 and 7.50 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Consumer Spending 416754.00 415317.00 GBP Million Sep 2025
Disposable Personal Income 439388.00 442292.00 GBP Million Sep 2025
Personal Savings 9.50 10.20 percent Sep 2025
Retail Sales ex Fuel MoM 0.30 -0.40 percent Dec 2025
Retail Sales MoM 0.40 -0.10 percent Dec 2025
Retail Sales YoY 2.50 1.80 percent Dec 2025


United Kingdom Household Saving Ratio
In the United Kingdom, the saving ratio estimates the amount of money households have available to save as a percentage of their gross disposable income plus pension accumulations.
Actual Previous Highest Lowest Dates Unit Frequency
9.50 10.20 27.50 -0.90 1955 - 2025 percent Quarterly
Seasonally Adjusted