Interest Rate on Outstanding Mortgages in the United Kingdom decreased to 3.92 percent in April from 3.93 percent in March of 2026. Interest Rate on Outstanding Mortgages in the United Kingdom averaged 2.76 percent from 2016 until 2026, reaching an all time high of 3.95 percent in February of 2026 and a record low of 2.00 percent in December of 2021. source: Bank of England



Related Last Previous Unit Reference
Banks Balance Sheet 4772830.00 4841789.00 GBP Million Apr 2026
Central Bank Balance Sheet 787113.00 773669.00 GBP Million Jun 2026
Deposit Interest Rate 3.50 3.50 percent May 2026
Foreign Exchange Reserves 226610.00 230292.00 USD Million Apr 2026
BoE Interest Rate 3.75 3.75 percent May 2026
Interest rate on new mortgages 4.08 4.03 percent Apr 2026
Interest Rate on Outstanding Mortgages 3.92 3.93 percent Apr 2026
Lending Rate 4.00 4.00 percent May 2026
Loans to Private Sector 2874192.00 2828311.00 GBP Million Dec 2025
Money Supply M0 104729.00 104287.00 GBP Million Apr 2026
Money Supply M1 2298094.00 2299417.00 GBP Million Apr 2026
Money Supply M2 3205902.00 3196991.00 GBP Million Apr 2026
Money Supply M3 3790131.00 3779262.00 GBP Million Apr 2026
M4 Money Supply MoM 3272048.00 3270567.00 GBP Million Apr 2026
Overnight Interbank Average Rate 3.73 3.73 percent Jun 2026
Private Debt to GDP 69.70 75.60 percent Dec 2025


United Kingdom Interest Rate on Outstanding Mortgages
Actual Previous Highest Lowest Dates Unit Frequency
3.92 3.93 3.95 2.00 2016 - 2026 percent Monthly
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