Bank Lending Rate in the United Kingdom decreased to 8.58 percent in July from 8.61 percent in June of 2025. Bank Lending Rate in the United Kingdom averaged 7.22 percent from 2016 until 2025, reaching an all time high of 8.61 percent in June of 2025 and a record low of 6.42 percent in July of 2021. source: Bank of England



Related Last Previous Unit Reference
Bank Lending Rate 8.58 8.61 percent Jul 2025
CBI Distributive Trades -32.00 -34.00 Net Balance Aug 2025
GfK Consumer Confidence -17.00 -19.00 points Aug 2025
BoE Consumer Credit 1622.00 1471.00 GBP Million Jul 2025
Consumer Spending 391007.00 390605.00 GBP Million Jun 2025
Disposable Personal Income 417902.00 421732.00 GBP Million Mar 2025
Gasoline Prices 1.81 1.81 USD/Liter Aug 2025
Households Debt to GDP 76.30 77.20 percent of GDP Dec 2024
Net Lending to Individuals MoM 6144.00 6861.00 GBP Million Jul 2025
Personal Savings 10.90 12.00 percent Mar 2025
Retail Sales ex Fuel MoM 0.60 -2.90 percent Jun 2025
Retail Sales MoM 0.90 -2.80 percent Jun 2025
Retail Sales YoY 1.70 -1.10 percent Jun 2025



United Kingdom Bank Lending Rate
In the United Kingdom, the lending rate refers to the monthly average of UK-resident banks' sterling-weighted average interest rate on other loans to individuals and individual trusts.
Actual Previous Highest Lowest Dates Unit Frequency
8.58 8.61 8.61 6.42 2016 - 2025 percent Monthly