Bank Lending Rate in the United Kingdom increased to 8.76 percent in January from 8.61 percent in December of 2025. Bank Lending Rate in the United Kingdom averaged 7.29 percent from 2016 until 2026, reaching an all time high of 8.76 percent in January of 2026 and a record low of 6.42 percent in July of 2021. source: Bank of England



Related Last Previous Unit Reference
Bank Lending Rate 8.76 8.61 percent Jan 2026
CBI Distributive Trades -43.00 -17.00 Net Balance Feb 2026
GfK Consumer Confidence -19.00 -16.00 points Feb 2026
BoE Consumer Credit 1812.00 1652.00 GBP Million Jan 2026
Consumer Spending 418232.00 417589.00 GBP Million Dec 2025
Disposable Personal Income 439388.00 442292.00 GBP Million Sep 2025
Gasoline Prices 1.79 1.77 USD/Liter Feb 2026
Households Debt to GDP 74.30 74.90 percent of GDP Jun 2025
Net Lending to Individuals MoM 5888.00 6144.00 GBP Million Jan 2026
Personal Savings 9.50 10.20 percent Sep 2025
Retail Sales ex Fuel MoM 2.00 0.30 percent Jan 2026
Retail Sales MoM 1.80 0.40 percent Jan 2026
Retail Sales YoY 4.50 1.90 percent Jan 2026


United Kingdom Bank Lending Rate
In the United Kingdom, the lending rate refers to the monthly average of UK-resident banks' sterling-weighted average interest rate on other loans to individuals and individual trusts.
Actual Previous Highest Lowest Dates Unit Frequency
8.76 8.61 8.76 6.42 2016 - 2026 percent Monthly