Lending Rate in the United Kingdom remained unchanged at 4.25 percent in December. Lending Rate in the United Kingdom averaged 1.54 percent from 2008 until 2025, reaching an all time high of 5.50 percent in August of 2023 and a record low of 0.35 percent in March of 2020. source: Bank of England

Lending Rate in the United Kingdom is expected to be 4.25 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Kingdom Operational Standing Lending Facility Rate is projected to trend around 3.50 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Banks Balance Sheet 4674061.00 4668242.00 GBP Million Nov 2025
Central Bank Balance Sheet 795684.00 791741.00 GBP Million Jan 2026
Deposit Interest Rate 3.75 3.75 percent Dec 2025
Foreign Exchange Reserves 222489.00 219613.00 USD Million Nov 2025
BoE Interest Rate 3.75 4.00 percent Dec 2025
Lending Rate 4.25 4.25 percent Dec 2025
Loans to Private Sector 2828159.00 2781954.00 GBP Million Sep 2025
Money Supply M0 102522.00 102722.00 GBP Million Dec 2025
Money Supply M1 2283790.00 2280006.00 GBP Million Nov 2025
Money Supply M2 3201624.00 3182213.00 GBP Million Nov 2025
Money Supply M3 3745525.00 3720127.00 GBP Million Nov 2025


United Kingdom Operational Standing Lending Facility Rate
The operational standing lending facility consists of an overnight lending transaction collateralized against high-quality, highly-liquid (Level A) assets. This currently returns a 25 basis point premium (0.25%) above Bank Rate for this facility.
Actual Previous Highest Lowest Dates Unit Frequency
4.25 4.25 5.50 0.35 2008 - 2025 percent Monthly
NSA