Lending Rate in the United Kingdom remained unchanged at 3.90 percent in September. Lending Rate in the United Kingdom averaged 1.63 percent from 2008 until 2026, reaching an all time high of 5.50 percent in August of 2023 and a record low of 0.35 percent in March of 2020. source: Bank of England

Lending Rate in the United Kingdom is expected to be 4.15 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the United Kingdom Operational Standing Lending Facility Rate is projected to trend around 4.15 percent in 2027 and 3.65 percent in 2028, according to our econometric models.



Related Last Previous Unit Reference
Banks Balance Sheet 4850080.00 4882108.00 GBP Million Aug 2026
Central Bank Balance Sheet 815081.00 811434.00 GBP Million Oct 2026
Deposit Interest Rate 3.60 3.60 percent Sep 2026
Foreign Exchange Reserves 228107.00 220129.00 USD Million Aug 2026
BoE Interest Rate 3.75 3.75 percent Sep 2026
Lending Rate 3.90 3.90 percent Sep 2026
Loans to Private Sector 2986055.00 2927700.00 GBP Million Jun 2026
Money Supply M0 106141.00 105823.00 GBP Million Aug 2026
Money Supply M1 2284557.00 2301544.00 GBP Million Aug 2026
Money Supply M2 3221320.00 3237201.00 GBP Million Aug 2026
Money Supply M3 3837682.00 3850266.00 GBP Million Aug 2026


United Kingdom Operational Standing Lending Facility Rate
The operational standing lending facility consists of an overnight lending transaction collateralized against high-quality, highly-liquid (Level A) assets. This currently returns a 25 basis point premium (0.25%) above Bank Rate for this facility.
Actual Previous Highest Lowest Dates Unit Frequency
3.90 3.90 5.50 0.35 2008 - 2026 percent Monthly
NSA