Mortgage Applications in the United Kingdom increased to 46815 Units in December from 44058 Units in November of 2019. Mortgage Applications in the United Kingdom averaged 50637.28 Units from 1997 until 2019, reaching an all time high of 92221.00 Units in March of 2002 and a record low of 17599.00 Units in November of 2008. source: UK Finance

Related	Last	Previous	Unit	Reference
Average House Prices	300077.00	297938.00	GBP	Jan 2026
Construction Orders YoY	28.60	30.50	percent	Dec 2025
Construction Output YoY	-0.30	-0.30	percent	Dec 2025
Mortgage Lending	4601.00	4593.00	GBP Million	Dec 2025
Home Ownership Rate	64.50	64.70	percent	Dec 2023
Halifax House Price Index MoM	0.70	-0.50	percent	Jan 2026
Halifax House Price Index YoY	1.00	0.40	percent	Jan 2026
Housing Index	517.50	513.80	points	Jan 2026
Housing Starts	29620.00	29650.00	units	Sep 2025
Mortgage Approvals	61.01	64.07	Thousand	Dec 2025
BBA Mortgage Rate	6.62	6.77	percent	Jan 2026
Nationwide Housing Prices	540.40	540.80	points	Jan 2026
Nationwide Housing Prices MoM	0.30	-0.40	percent	Jan 2026
Nationwide Housing Prices YoY	1.00	0.60	percent	Jan 2026
Price to Rent Ratio	111.46	111.34		Sep 2025
Private Rental Prices YoY	4.00	4.40	percent	Dec 2025
Residential Property Prices	2.96	2.83	Percent	Sep 2025
RICS House Price Balance	-10.00	-13.00	percent	Jan 2026

United Kingdom UK Finance Mortgage Approvals

UK Finance Mortagge Approvals for the United Kingdom show the number of approvals given for house purchase, excluding remortgaging and those for other purposes. Data include customers' activity of Barclays, HSBC Bank, Lloyds Banking Group, Royal Bank of Scotland Group, Santander UK, TSB and Virgin Money, which collectively account for around two-thirds of domestic retail banking assets.