Household Saving Rate in Japan remained unchanged at 0.40 percent in the third quarter of 2025 from 0.40 percent in the second quarter of 2025. Personal Savings in Japan averaged 3.19 percent from 1994 until 2025, reaching an all time high of 23.00 percent in the fourth quarter of 1994 and a record low of -11.70 percent in the first quarter of 2014. source: Cabinet Office, Japan

Personal Savings in Japan is expected to be 7.40 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Japan Household Saving Ratio is projected to trend around 8.00 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 2.75 2.60 percent Jan 2026
Consumer Confidence 37.90 37.20 points Jan 2026
Consumer Credit 57202.60 56452.60 JPY Billion Sep 2025
GDP Private Consumption 309442.20 309116.20 JPY Billion Dec 2025
Disposable Personal Income 1010.41 425.50 JPY Thousand Dec 2025
Gasoline Prices 1.02 1.01 USD/Liter Jan 2026
Household Spending YoY -2.60 2.90 percent Dec 2025
Household Spending MoM -2.90 6.20 percent Dec 2025
Households Debt to GDP 64.00 64.50 percent of GDP Jun 2025
Personal Savings 0.40 0.40 percent Sep 2025
Retail Sales MoM -2.00 0.70 percent Dec 2025
Retail Sales YoY -0.90 1.10 percent Dec 2025


Japan Household Saving Ratio
In Japan, Household Saving Ratio corresponds to the ratio of income saved to net disposable income during a certain period of time.
Actual Previous Highest Lowest Dates Unit Frequency
0.40 0.40 23.00 -11.70 1994 - 2025 percent Quarterly
NSA