Consumer Credit in Japan increased to 649320 JPY Billion in the second quarter of 2026 from 621564 JPY Billion in the first quarter of 2026. Consumer Credit in Japan averaged 55813.41 JPY Billion from 1997 until 2026, reaching an all time high of 649320.00 JPY Billion in the second quarter of 2026 and a record low of 36362.80 JPY Billion in the fourth quarter of 2012. source: Bank of Japan

Consumer Credit in Japan is expected to be 61380.00 JPY Billion by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Japan Consumer Credit is projected to trend around 62116.00 JPY Billion in 2027 and 62986.00 JPY Billion in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.40 3.25 percent Sep 2026
Consumer Confidence 35.40 35.50 points Sep 2026
Consumer Credit 649320.00 621564.00 JPY Billion Jun 2026
GDP Private Consumption 310766.30 310743.10 JPY Billion Jun 2026
Disposable Personal Income 513.62 554.38 JPY Thousand Aug 2026
Gasoline Prices 1.08 1.07 USD/Liter Sep 2026
Household Spending YoY -3.10 -3.60 percent Aug 2026
Household Spending MoM 0.10 0.50 percent Aug 2026
Households Debt to GDP 60.80 60.80 percent of GDP Mar 2026
Personal Savings -5.90 4.20 percent Mar 2026
Retail Sales MoM -1.20 2.10 percent Aug 2026
Retail Sales YoY 2.70 3.70 percent Aug 2026


Japan Consumer Credit
In Japan, consumer credit refers to loans extended by private financial institutions to households.
Actual Previous Highest Lowest Dates Unit Frequency
649320.00 621564.00 649320.00 36362.80 1997 - 2026 JPY Billion Quarterly
Current Prices, NSA