Consumer Credit in Japan increased to 62267.10 JPY Billion in the first quarter of 2026 from 60712 JPY Billion in the fourth quarter of 2025. Consumer Credit in Japan averaged 45701.09 JPY Billion from 1997 until 2026, reaching an all time high of 62767.00 JPY Billion in the first quarter of 2006 and a record low of 36362.80 JPY Billion in the fourth quarter of 2012. source: Bank of Japan

Consumer Credit in Japan is expected to be 59321.00 JPY Billion by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Japan Consumer Credit is projected to trend around 61871.00 JPY Billion in 2027 and 62737.00 JPY Billion in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.15 3.05 percent Jun 2026
Consumer Confidence 33.80 33.60 points Jun 2026
Consumer Credit 62267.10 60712.00 JPY Billion Mar 2026
GDP Private Consumption 310270.50 309199.80 JPY Billion Mar 2026
Disposable Personal Income 493.68 453.45 JPY Thousand Apr 2026
Gasoline Prices 1.05 1.06 USD/Liter Jun 2026
Household Spending YoY -0.40 -0.50 percent May 2026
Household Spending MoM 3.70 1.60 percent May 2026
Households Debt to GDP 61.10 61.10 percent of GDP Dec 2025
Personal Savings 3.90 0.00 percent Dec 2025
Retail Sales MoM 1.90 2.10 percent May 2026
Retail Sales YoY 5.30 2.80 percent May 2026


Japan Consumer Credit
In Japan, consumer credit refers to loans extended by private financial institutions to households.
Actual Previous Highest Lowest Dates Unit Frequency
62267.10 60712.00 62767.00 36362.80 1997 - 2026 JPY Billion Quarterly
Current Prices, NSA