Households Debt in New Zealand increased to 90.20 percent of GDP in the second quarter of 2025 from 90 percent of GDP in the first quarter of 2025. Households Debt to GDP in New Zealand averaged 74.52 percent of GDP from 1990 until 2025, reaching an all time high of 98.50 percent of GDP in the first quarter of 2021 and a record low of 27.90 percent of GDP in the fourth quarter of 1990. source: Bank for International Settlements



Related Last Previous Unit Reference
ANZ Roy Morgan Consumer Confidence 107.20 101.50 points Jan 2026
Bank Lending Rate 9.68 9.77 percent Dec 2025
Westpac Consumer Confidence 96.50 90.90 points Dec 2025
Consumer Spending 45596.00 45537.00 NZD Million Sep 2025
Electronic Retail Card Spending YoY 6999.00 7476.00 NZD Million Dec 2025
Gasoline Prices 1.53 1.50 USD/Liter Jan 2026
Households Debt to GDP 90.20 90.00 percent of GDP Jun 2025
Households Debt to Income 168.00 167.00 percent Jun 2025
Private Sector Credit 608710.00 607073.00 NZD Million Dec 2025
Retail Sales 1.90 0.70 percent Sep 2025
Retail Sales YoY 4.50 2.30 percent Sep 2025


New Zealand Households Debt To GDP
Actual Previous Highest Lowest Dates Unit Frequency
90.20 90.00 98.50 27.90 1990 - 2025 percent of GDP Quarterly
NSA