Households Debt in New Zealand increased to 91.10 percent of GDP in the fourth quarter of 2025 from 90.60 percent of GDP in the third quarter of 2025. Households Debt to GDP in New Zealand averaged 74.75 percent of GDP from 1990 until 2025, reaching an all time high of 98.30 percent of GDP in the first quarter of 2021 and a record low of 27.90 percent of GDP in the fourth quarter of 1990. source: Bank for International Settlements

Related	Last	Previous	Unit	Reference
ANZ Roy Morgan Consumer Confidence	86.50	80.30	points	May 2026
Bank Lending Rate	9.77	9.77	percent	May 2026
Westpac Consumer Confidence	80.40	94.70	points	Jun 2026
Consumer Spending	45770.00	45564.00	NZD Million	Mar 2026
Electronic Retail Card Spending YoY	7113.00	6992.00	NZD Million	May 2026
Gasoline Prices	1.90	2.11	USD/Liter	May 2026
Households Debt to GDP	91.10	90.60	percent of GDP	Dec 2025
Households Debt to Income	167.00	166.00	percent	Dec 2025
Private Sector Credit	612621.00	614759.00	NZD Million	Apr 2026
Retail Sales	0.90	0.90	percent	Mar 2026
Retail Sales YoY	4.50	4.40	percent	Mar 2026