Seasonally adjusted electronic card transactions in New Zealand fell 0.4% month-on-month in September 2026, following a 0.9% drop in the previous month. The smaller decline came as spending on consumables (0.3% vs -0.4% in August) and motor vehicles (0.6% vs -0.3%) both rebounded, while spending on fuel rose at a faster pace (2.9% vs 1.5%). These gains were offset by declines in spending on hospitality (-2.3% vs -1.9% in August), durables (-0.4% vs -1.6%), and apparel (-2.0% vs -2.0%). On an annual basis, total electronic card spending rose 0.9%, accelerating from a 0.2% gain in August, which was the softest increase since December 2025. source: Statistics New Zealand

Credit Card Spending in New Zealand decreased to 7017 NZD Million in August from 7080 NZD Million in July of 2026. Credit Card Spending in New Zealand averaged 4696.51 NZD Million from 2002 until 2026, reaching an all time high of 7089.00 NZD Million in May of 2026 and a record low of 2145.00 NZD Million in November of 2002. This page provides - New Zealand Credit Card Spending- actual values, historical data, forecast, chart, statistics, economic calendar and news. New Zealand Credit Card Spending - data, historical chart, forecasts and calendar of releases - was last updated on October of 2026.

Credit Card Spending in New Zealand decreased to 7017 NZD Million in August from 7080 NZD Million in July of 2026. Credit Card Spending in New Zealand is expected to be 6880.00 NZD Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the New Zealand Credit Card Spending is projected to trend around 6990.00 NZD Million in 2027 and 7050.00 NZD Million in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-10-15 09:45 PM
Electronic Retail Card Spending MoM
Sep -0.4% -0.9% -0.6%
2026-10-15 09:45 PM
Electronic Retail Card Spending YoY
Sep 0.9% 0.2% -0.4%


Related Last Previous Unit Reference
Consumer Spending 45912.00 45894.00 NZD Million Jun 2026
Electronic Retail Card Spending YoY 6976.00 7006.00 NZD Million Sep 2026
Retail Sales -0.50 1.00 percent Jun 2026
Retail Sales YoY 3.30 4.50 percent Jun 2026


New Zealand Credit Card Spending
In New Zealand, Electronic Retail Card Spending measures the credit card spending by individuals on consumables, durables, hospitality, apparel industry, motor vehicles and fuel. The electronic card transactions series covers all debit, credit, and charge card transactions with New Zealand-based merchants. It can be used to indicate changes in consumer spending and economic activity.
Actual Previous Highest Lowest Dates Unit Frequency
6976.00 7006.00 7089.00 2145.00 2002 - 2026 NZD Million Monthly
Current prices, SA

News Stream
New Zealand Electronic Card Spending Falls 0.4% in September
Seasonally adjusted electronic card transactions in New Zealand fell 0.4% month-on-month in September 2026, following a 0.9% drop in the previous month. The smaller decline came as spending on consumables (0.3% vs -0.4% in August) and motor vehicles (0.6% vs -0.3%) both rebounded, while spending on fuel rose at a faster pace (2.9% vs 1.5%). These gains were offset by declines in spending on hospitality (-2.3% vs -1.9% in August), durables (-0.4% vs -1.6%), and apparel (-2.0% vs -2.0%). On an annual basis, total electronic card spending rose 0.9%, accelerating from a 0.2% gain in August, which was the softest increase since December 2025.
2026-10-15
New Zealand Credit Card Spending Falls 0.9% in August
Seasonally adjusted electronic card transactions in New Zealand dropped 0.9% month-on-month in August 2026, reversing a downwardly revised 1.2% rise in the previous month. The decline was weighed down by lower spending on hospitality (-1.7% vs 2.4% in July), durables (-1.6% vs 2.0%), apparel (-2.0% vs 3.2%), and consumables (-0.4% vs 1.0%), while motor vehicle spending declined at a faster pace (-0.3% vs -0.2%). In contrast, fuel spending rose 1.3% after falling 4.2% in July. On an annual basis, total electronic card spending edged up 0.2%, easing sharply from a 3.4% gain in July and marking the softest increase since December 2025, when spending declined 0.5%.
2026-09-14
New Zealand Credit Card Spending Rebounds
Seasonally adjusted electronic card transactions in New Zealand rose 1.3% month over month in July 2026, recovering from a downwardly revised 1.3% decline in the previous month. The rebound was driven by a recovery in spending on hospitality (3.2% vs -2.4% in June), durables (2.5% vs -3.8%), and apparel (3.2% vs -2.1%). Additionally, spending on consumables accelerated (1.0% vs 0.4% in June). In contrast, fuel spending continued to decline due to the impact of the Middle East conflict (-4.3% vs -1.8%), while motor vehicle spending edged down (-0.1% vs 0.8%). On an annual basis, total electronic card spending rose 3.4%, following a 1.3% increase in June, marking the fastest increase since at least July 2025.
2026-08-16