Seasonally adjusted electronic card transactions in New Zealand rose 1.3% month over month in July 2026, recovering from a downwardly revised 1.3% decline in the previous month. The rebound was driven by a recovery in spending on hospitality (3.2% vs -2.4% in June), durables (2.5% vs -3.8%), and apparel (3.2% vs -2.1%). Additionally, spending on consumables accelerated (1.0% vs 0.4% in June). In contrast, fuel spending continued to decline due to the impact of the Middle East conflict (-4.3% vs -1.8%), while motor vehicle spending edged down (-0.1% vs 0.8%). On an annual basis, total electronic card spending rose 3.4%, following a 1.3% increase in June, marking the fastest increase since at least July 2025. source: Statistics New Zealand

Credit Card Spending in New Zealand decreased to 6996 NZD Million in June from 7094 NZD Million in May of 2026. Credit Card Spending in New Zealand averaged 4680.59 NZD Million from 2002 until 2026, reaching an all time high of 7098.00 NZD Million in May of 2026 and a record low of 2145.00 NZD Million in November of 2002. This page provides - New Zealand Credit Card Spending- actual values, historical data, forecast, chart, statistics, economic calendar and news. New Zealand Credit Card Spending - data, historical chart, forecasts and calendar of releases - was last updated on August of 2026.

Credit Card Spending in New Zealand decreased to 6996 NZD Million in June from 7094 NZD Million in May of 2026. Credit Card Spending in New Zealand is expected to be 6890.00 NZD Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the New Zealand Credit Card Spending is projected to trend around 6800.00 NZD Million in 2027 and 6950.00 NZD Million in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-08-16 10:45 PM
Electronic Retail Card Spending YoY
Jul 3.4% 1.3% 0.8%
2026-08-16 10:45 PM
Electronic Retail Card Spending MoM
Jul 1.3% -1.3% -0.6%


Related Last Previous Unit Reference
Consumer Spending 45770.00 45564.00 NZD Million Mar 2026
Electronic Retail Card Spending YoY 7093.00 7003.00 NZD Million Jul 2026
Retail Sales -0.50 1.00 percent Jun 2026
Retail Sales YoY 3.30 4.50 percent Jun 2026


New Zealand Credit Card Spending
In New Zealand, Electronic Retail Card Spending measures the credit card spending by individuals on consumables, durables, hospitality, apparel industry, motor vehicles and fuel. The electronic card transactions series covers all debit, credit, and charge card transactions with New Zealand-based merchants. It can be used to indicate changes in consumer spending and economic activity.
Actual Previous Highest Lowest Dates Unit Frequency
7093.00 7003.00 7098.00 2145.00 2002 - 2026 NZD Million Monthly
Current prices, SA

News Stream
New Zealand Credit Card Spending Rebounds
Seasonally adjusted electronic card transactions in New Zealand rose 1.3% month over month in July 2026, recovering from a downwardly revised 1.3% decline in the previous month. The rebound was driven by a recovery in spending on hospitality (3.2% vs -2.4% in June), durables (2.5% vs -3.8%), and apparel (3.2% vs -2.1%). Additionally, spending on consumables accelerated (1.0% vs 0.4% in June). In contrast, fuel spending continued to decline due to the impact of the Middle East conflict (-4.3% vs -1.8%), while motor vehicle spending edged down (-0.1% vs 0.8%). On an annual basis, total electronic card spending rose 3.4%, following a 1.3% increase in June, marking the fastest increase since at least July 2025.
2026-08-16
New Zealand Credit Card Spending Falls 1.4% in June
Seasonally adjusted electronic card transactions in New Zealand dropped 1.4% month over month in June 2026, reversing a downwardly revised 1.6% decline in the previous month. The third decline so far this year was driven by lower spending on hospitality (-1.9% vs 1.4% in May), durables (-3.9% vs 3.2%), and apparel (-2.2% vs 3.0%). Additionally, fuel spending continued to decline due to the impact of the Middle East conflict (-1.7% vs -1.5%). Additionally, spending on consumables (0.4% vs 0.9% in May) and motor vehicles (0.8% vs 1.6%) both eased. On an annual basis, total electronic card spending rose 1.3%, easing from 3.3% growth in May and marking the softest increase in five months.
2026-07-14
New Zealand Credit Card Spending Rebounds in May
Seasonally adjusted electronic card transactions in New Zealand grew 1.7% month-over-month in May 2026, recovering from a downwardly revised 1.2% fall in the previous month. The rebound was supported by recoveries in spending on consumables (0.9% vs -2.1% in April), hospitality (2.5% vs -1.7%), durables (2.7% vs -0.9%), motor vehicles (1.6% vs -4.0%), and apparel (3.1% vs -1.2%). Additionally, fuel spending continued to decline due to the impact of the Middle East conflict, though at a slower pace (-0.8% vs -1.5%). On an annual basis, total electronic card spending rose 3.3%, accelerating from a 2.0% increase in April.
2026-06-14