Households Debt in New Zealand remained unchanged at 165 percent of gross income in the second quarter of 2026. Households Debt to Income in New Zealand averaged 141.61 percent from 1991 until 2026, reaching an all time high of 179.00 percent in the third quarter of 2008 and a record low of 56.20 percent in the first quarter of 1991. source: Reserve Bank of New Zealand



Related Last Previous Unit Reference
Bank Lending Rate 10.12 10.06 percent Sep 2026
Households Debt to Income 165.00 165.00 percent Jun 2026
Private Sector Credit 624663.00 621266.00 NZD Million Aug 2026


New Zealand Households Debt To Income
Household debt comprises mortgage loans, consumer loans such as credit cards, and student loans.
Actual Previous Highest Lowest Dates Unit Frequency
165.00 165.00 179.00 56.20 1991 - 2026 percent Quarterly