Households Debt in New Zealand increased to 167 percent of gross income in 2025 from 166 percent in 2025. Households Debt to Income in New Zealand averaged 141.26 percent from 1991 until 2025, reaching an all time high of 179.00 percent in the third quarter of 2008 and a record low of 56.20 percent in the first quarter of 1991. source: Reserve Bank of New Zealand



Related Last Previous Unit Reference
Bank Lending Rate 9.71 9.77 percent Mar 2026
Households Debt to Income 167.00 166.00 percent Dec 2025
Private Sector Credit 612266.00 610065.00 NZD Million Feb 2026


New Zealand Households Debt To Income
Household debt comprises mortgage loans, consumer loans such as credit cards, and student loans.
Actual Previous Highest Lowest Dates Unit Frequency
167.00 166.00 179.00 56.20 1991 - 2025 percent Quarterly