Household Saving Rate in Germany increased to 10.70 percent in the third quarter of 2025 from 10.20 percent in the second quarter of 2025. Personal Savings in Germany averaged 12.07 percent from 1960 until 2025, reaching an all time high of 20.30 percent in the second quarter of 2020 and a record low of 7.80 percent in the first quarter of 1960. source: Deutsche Bundesbank
Personal Savings in Germany is expected to be 10.60 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Germany Personal Savings Ratio is projected to trend around 10.50 percent in 2027 and 10.40 percent in 2028, according to our econometric models.