Bank Lending Rate in Germany decreased to 3.93 percent in January from 3.97 percent in December of 2025. Bank Lending Rate in Germany averaged 3.66 percent from 2003 until 2026, reaching an all time high of 6.55 percent in December of 2007 and a record low of 1.76 percent in October of 2021. source: European Central Bank
Bank Lending Rate in Germany is expected to be 3.93 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Germany Bank Lending Rate is projected to trend around 4.43 percent in 2027, according to our econometric models.