Households Debt in Germany decreased to 75.29 percent of gross income in 2024 from 77.75 percent in 2023. Households Debt to Income in Germany averaged 89.08 percent from 2000 until 2024, reaching an all time high of 106.63 percent in 2000 and a record low of 75.29 percent in 2024. source: EUROSTAT

Related	Last	Previous	Unit	Reference
Bank Interest Rate	3.97	3.94	percent	Dec 2025
GfK Consumer Confidence	-24.10	-26.90	points	Feb 2026
Consumer Credit	238008.00	236072.00	EUR Million	Sep 2025
Consumer Spending	478.54	479.76	EUR Billion	Sep 2025
Disposable Personal Income	663.91	656.79	EUR Billion	Sep 2025
Gasoline Prices	2.19	2.05	USD/Liter	Jan 2026
Households Debt to GDP	49.20	49.40	percent of GDP	Jun 2025
Households Debt to Income	75.29	77.75	percent	Dec 2024
Personal Savings	10.70	10.20	percent	Sep 2025
Private Sector Credit	3880700.00	3856500.00	EUR Million	Nov 2025
Retail Sales MoM	0.10	-0.50	percent	Dec 2025
Retail Sales YoY	1.50	1.30	percent	Dec 2025