Households Debt in Germany decreased to 74.52 percent of gross income in 2025 from 75.29 percent in 2024. Households Debt to Income in Germany averaged 88.38 percent from 2000 until 2025, reaching an all time high of 106.63 percent in 2000 and a record low of 74.52 percent in 2025. source: EUROSTAT

Related	Last	Previous	Unit	Reference
Bank Interest Rate	4.18	4.08	percent	Jun 2026
GfK Consumer Confidence	-26.60	-29.40	points	Sep 2026
Consumer Credit	238206.00	236858.00	EUR Million	Jun 2026
Consumer Spending	498.40	497.77	EUR Billion	Jun 2026
Disposable Personal Income	681.98	677.08	EUR Billion	Jun 2026
Gasoline Prices	2.55	2.49	USD/Liter	Aug 2026
Households Debt to GDP	48.90	49.10	percent of GDP	Dec 2025
Households Debt to Income	74.52	75.29	percent	Dec 2025
Personal Savings	10.10	10.10	percent	Jun 2026
Private Sector Credit	3958200.00	3934700.00	EUR Million	Jun 2026
Retail Sales MoM	-1.10	1.20	percent	Jun 2026
Retail Sales YoY	-0.20	2.10	percent	Jun 2026