The benchmark interest rate in Germany is set by the European Central Bank. Interest Rate in Germany averaged 1.88 percent from 1998 until 2026, reaching an all time high of 4.75 percent in October of 2000 and a record low of 0.00 percent in March of 2016. source: European Central Bank

Interest Rate in Germany is expected to be 2.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Germany Interest Rate is projected to trend around 3.50 percent in 2023 and 2.75 percent in 2024, according to our econometric models.



Related Last Previous Unit Reference
Banks Balance Sheet 11379.50 11752.90 EUR Billion Mar 2026
Central Bank Balance Sheet 2327.90 2318.54 EUR Billion Apr 2026
Foreign Exchange Reserves 518687.00 562209.00 EUR Million Mar 2026
Interbank Rate 2.18 2.11 percent Apr 2026
ECB Interest Rate 2.15 2.15 percent Apr 2026
Loans to Private Sector 1975.51 1906.16 EUR Billion Dec 2025
Money Supply M1 2906.00 2905.00 EUR Billion Feb 2026
Money Supply M2 4053.60 4040.90 EUR Billion Feb 2026
Money Supply M3 4143.80 4131.60 EUR Billion Feb 2026
Private Debt to GDP 141.80 141.70 percent Dec 2024


Germany Interest Rate
Germany is a member of the European Union which has adopted the euro. Germany's benchmark interest rate is set by the European Central Bank. The official designation for the rate is main refinancing operation.
Actual Previous Highest Lowest Dates Unit Frequency
2.15 2.15 4.75 0.00 1998 - 2026 percent Daily