The benchmark interest rate in Germany is set by the European Central Bank. Interest Rate in Germany averaged 1.88 percent from 1998 until 2026, reaching an all time high of 4.75 percent in October of 2000 and a record low of 0.00 percent in March of 2016. source: European Central Bank

Interest Rate in Germany is expected to be 2.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Germany Interest Rate is projected to trend around 3.50 percent in 2023 and 2.75 percent in 2024, according to our econometric models.



Related Last Previous Unit Reference
Banks Balance Sheet 11060.00 10752.90 EUR Billion Nov 2025
Central Bank Balance Sheet 2342.57 2353.23 EUR Billion Jan 2026
Foreign Exchange Reserves 481795.00 476102.00 EUR Million Dec 2025
Interbank Rate 2.03 2.05 percent Jan 2026
ECB Interest Rate 2.15 2.15 percent Feb 2026
Loans to Private Sector 1906.16 1902.96 EUR Billion Sep 2025
Money Supply M1 2900.20 2851.20 EUR Billion Nov 2025
Money Supply M2 4031.30 3989.80 EUR Billion Nov 2025
Money Supply M3 4123.20 4081.10 EUR Billion Nov 2025
Private Debt to GDP 141.80 141.70 percent Dec 2024


Germany Interest Rate
Germany is a member of the European Union which has adopted the euro. Germany's benchmark interest rate is set by the European Central Bank. The official designation for the rate is main refinancing operation.
Actual Previous Highest Lowest Dates Unit Frequency
2.15 2.15 4.75 0.00 1998 - 2026 percent Daily