Households Debt in Germany decreased to 49.20 percent of GDP in the second quarter of 2025 from 49.40 percent of GDP in the first quarter of 2025. Households Debt to GDP in Germany averaged 53.82 percent of GDP from 1970 until 2025, reaching an all time high of 70.50 percent of GDP in the fourth quarter of 2000 and a record low of 34.70 percent of GDP in the first quarter of 1971. source: Bank for International Settlements

Related	Last	Previous	Unit	Reference
Bank Interest Rate	3.93	3.97	percent	Jan 2026
GfK Consumer Confidence	-24.70	-24.20	points	Mar 2026
Consumer Credit	237345.00	238008.00	EUR Million	Dec 2025
Consumer Spending	484.81	482.32	EUR Billion	Dec 2025
Disposable Personal Income	670.87	668.06	EUR Billion	Dec 2025
Gasoline Prices	2.18	2.19	USD/Liter	Feb 2026
Households Debt to GDP	49.20	49.40	percent of GDP	Jun 2025
Households Debt to Income	75.29	77.75	percent	Dec 2024
Personal Savings	10.30	10.50	percent	Dec 2025
Private Sector Credit	3869100.00	3880700.00	EUR Million	Dec 2025
Retail Sales MoM	-0.90	1.20	percent	Jan 2026
Retail Sales YoY	1.20	1.50	percent	Jan 2026