Households Debt in Germany decreased to 48.90 percent of GDP in the fourth quarter of 2025 from 49.10 percent of GDP in the third quarter of 2025. Households Debt to GDP in Germany averaged 53.77 percent of GDP from 1970 until 2025, reaching an all time high of 70.50 percent of GDP in the fourth quarter of 2000 and a record low of 34.70 percent of GDP in the first quarter of 1971. source: Bank for International Settlements



Related Last Previous Unit Reference
Bank Interest Rate 4.18 4.08 percent Jun 2026
GfK Consumer Confidence -26.60 -29.40 points Sep 2026
Consumer Credit 238206.00 236858.00 EUR Million Jun 2026
Consumer Spending 498.40 497.77 EUR Billion Jun 2026
Disposable Personal Income 681.98 677.08 EUR Billion Jun 2026
Gasoline Prices 2.55 2.49 USD/Liter Aug 2026
Households Debt to GDP 48.90 49.10 percent of GDP Dec 2025
Households Debt to Income 74.52 75.29 percent Dec 2025
Personal Savings 10.10 10.10 percent Jun 2026
Private Sector Credit 3958200.00 3934700.00 EUR Million Jun 2026
Retail Sales MoM -1.10 1.20 percent Jun 2026
Retail Sales YoY -0.20 2.10 percent Jun 2026


Germany Households Debt To GDP
Actual Previous Highest Lowest Dates Unit Frequency
48.90 49.10 70.50 34.70 1970 - 2025 percent of GDP Quarterly
NSA