Consumer Credit in Germany increased to 235851 EUR Million in the second quarter of 2019 from 234440 EUR Million in the first quarter of 2019. Consumer Credit in Germany averaged 198146.18 EUR Million from 1968 until 2019, reaching an all time high of 423705 EUR Million in the fourth quarter of 1998 and a record low of 21369 EUR Million in the fourth quarter of 1968.

Consumer Credit in Germany is expected to be 233588.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. Looking forward, we estimate Consumer Credit in Germany to stand at 237723.00 in 12 months time. In the long-term, the Germany Consumer Credit is projected to trend around 243365.00 EUR Million in 2020, according to our econometric models.

Germany Consumer Credit
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Germany Consumer Last Previous Highest Lowest Unit
Consumer Confidence 9.90 9.70 16.80 -3.50 Index Points [+]
Retail Sales MoM 0.50 -0.80 4.60 -6.10 percent [+]
Retail Sales YoY 3.20 5.20 9.70 -7.90 percent [+]
Consumer Spending 426.09 425.69 426.09 311.47 EUR Billion [+]
Disposable Personal Income 501.99 496.30 501.99 22.96 EUR Billion [+]
Personal Savings 10.80 10.90 17.30 7.80 percent [+]
Consumer Credit 235851.00 234440.00 423705.00 21369.00 EUR Million [+]
Private Sector Credit 3064553.00 3051501.00 3064553.00 6461.00 EUR Million [+]
Bank Lending Rate 2.02 2.02 6.55 2.01 percent [+]
Households Debt To GDP 53.60 53.50 71.20 34.80 percent of GDP [+]
Households Debt To Income 82.51 82.68 106.63 82.51 percent [+]
Gasoline Prices 1.54 1.59 2.14 0.91 USD/Liter [+]
Consumer Confidence Economic Expectations 41.30 34.80 69.50 -33.20 [+]
Consumer Confidence Financial Expectations 60.20 58.50 60.20 -26.70 [+]
Consumer Confidence Major Purchases Expectations 58.50 59.20 64.40 -55.40 [+]


Germany Consumer Credit

In Germany, consumer credit refers to loans granted to households for personal use in consumption. These include items such as loans granted for the purpose of purchasing motor vehicles, furniture, household appliances, radios/televisions or computers, or loans to finance holidays. This page provides the latest reported value for - Germany Consumer Credit - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Germany Consumer Credit - actual data, historical chart and calendar of releases - was last updated on October of 2019.

Actual Previous Highest Lowest Dates Unit Frequency
235851.00 234440.00 423705.00 21369.00 1968 - 2019 EUR Million Quarterly
Current Prices, NSA




Country Last Previous
Australia 2908.87 Aug/19
Brazil 1911072.00 Aug/19
Canada 637142.00 Aug/19
China 411664.30 Aug/19
Euro Area 714161.73 Aug/19
France 1450457.00 Aug/19
Germany 235851.00 Jun/19
Indonesia 2477053.00 Aug/19
Italy 108590.35 Aug/19
Japan 320489.00 Jun/19
Mexico 1422145.20 Jun/19
Netherlands 15084.00 Jun/19
Russia 16734573.00 Aug/19
South Korea 1556091.90 Jun/19
Spain 655445913.00 Jun/19
Switzerland 886470.00 Jul/19
Turkey 553160126.00 Sep/19
United Kingdom 901.00 Aug/19
United States 17.90 Aug/19


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