Consumer Credit in Germany decreased to 236859 EUR Million in the first quarter of 2026 from 237345 EUR Million in the fourth quarter of 2025. Consumer Credit in Germany averaged 202519.60 EUR Million from 1968 until 2026, reaching an all time high of 423705.00 EUR Million in the fourth quarter of 1998 and a record low of 21369.00 EUR Million in the fourth quarter of 1968. source: Deutsche Bundesbank

Consumer Credit in Germany is expected to be 238960.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Germany Consumer Credit is projected to trend around 240676.00 EUR Million in 2027 and 244045.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Interest Rate 4.02 3.98 percent Apr 2026
GfK Consumer Confidence -29.20 -29.70 points Jul 2026
Consumer Credit 236859.00 237345.00 EUR Million Mar 2026
Consumer Spending 483.20 483.02 EUR Billion Mar 2026
Disposable Personal Income 673.65 670.87 EUR Billion Mar 2026
Gasoline Prices 2.15 2.33 USD/Liter Jun 2026
Households Debt to GDP 48.90 49.10 percent of GDP Dec 2025
Households Debt to Income 75.29 77.75 percent Dec 2024
Personal Savings 10.10 10.30 percent Mar 2026
Private Sector Credit 3920100.00 3912100.00 EUR Million Apr 2026
Retail Sales MoM 1.10 -0.40 percent May 2026
Retail Sales YoY 1.80 -0.60 percent May 2026


Germany Consumer Credit
In Germany, consumer credit refers to loans granted to households for personal use in consumption. These include items such as loans granted for the purpose of purchasing motor vehicles, furniture, household appliances, radios/televisions or computers, or loans to finance holidays.
Actual Previous Highest Lowest Dates Unit Frequency
236859.00 237345.00 423705.00 21369.00 1968 - 2026 EUR Million Quarterly
Current Prices, NSA