Households Debt in South Africa increased to 62.50 percent of gross income in 2024 from 62.40 percent in 2023. Households Debt to Income in South Africa averaged 52.32 percent from 1969 until 2024, reaching an all time high of 75.80 percent in 2008 and a record low of 36.00 percent in 1969. source: South African Reserve Bank



Related Last Previous Unit Reference
Prime Overdraft Rate 10.25 10.25 percent Jan 2026
Consumer Spending 3225073.08 3203325.93 ZAR Million Sep 2025
Disposable Personal Income 5014296.00 4904765.00 ZAR Million Sep 2025
Households Debt to Income 62.50 62.40 percent Dec 2024
Private Sector Credit YoY 8.74 7.79 percent Dec 2025


South Africa Households Debt To Income
Actual Previous Highest Lowest Dates Unit Frequency
62.50 62.40 75.80 36.00 1969 - 2024 percent Yearly
NSA