Households Debt in South Africa decreased to 61.90 percent of gross income in 2025 from 62.70 percent in 2024. Households Debt to Income in South Africa averaged 52.51 percent from 1969 until 2025, reaching an all time high of 75.80 percent in 2008 and a record low of 36.00 percent in 1969. source: South African Reserve Bank



Related Last Previous Unit Reference
Prime Overdraft Rate 10.50 10.25 percent May 2026
Consumer Spending 3277648.94 3240360.44 ZAR Million Dec 2025
Disposable Personal Income 5095069.00 5026603.00 ZAR Million Dec 2025
Households Debt to Income 61.90 62.70 percent Dec 2025
Private Sector Credit YoY 9.20 8.50 percent Apr 2026


South Africa Households Debt To Income
Actual Previous Highest Lowest Dates Unit Frequency
61.90 62.70 75.80 36.00 1969 - 2025 percent Yearly
NSA