Deposit Interest Rate in South Africa decreased to 7.85 percent in February from 7.88 percent in January of 2025. Deposit Interest Rate in South Africa averaged 9.89 percent from 1977 until 2025, reaching an all time high of 21.60 percent in August of 1998 and a record low of 3.74 percent in March of 2021. source: IMF

Deposit Interest Rate in South Africa is expected to be 8.10 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Deposit Interest Rate in South Africa is projected to trend around 7.10 percent in 2026 and 6.60 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Banks Balance Sheet 8435375.00 8451157.00 ZAR Million Jul 2025
Central Bank Balance Sheet 1306657.00 1272051.00 ZAR Million Jul 2025
Deposit Interest Rate 7.85 7.88 percent Feb 2025
Foreign Exchange Reserves 70420.00 69160.00 USD Million Aug 2025
Interbank Rate 6.85 6.85 percent Sep 2025
Interest Rate 7.00 7.25 percent Jul 2025
Lending Rate 10.50 10.75 percent Aug 2025
Loans to Private Sector 4990863.00 4973878.00 ZAR Million Jul 2025
Money Supply M0 482266.00 505749.00 ZAR Million Jul 2025
Money Supply M1 2929393.00 2893682.00 ZAR Million Jul 2025
Money Supply M2 4604455.00 4501811.00 ZAR Million Jul 2025
M3 Money Supply YoY 5619278.00 5567271.00 ZAR Million Jul 2025



Deposit Interest Rate in South Africa
The Deposit Interest Rate is the average rate paid by commercial banks to individuals or corporations on deposits.
Actual Previous Highest Lowest Dates Unit Frequency
7.85 7.88 21.60 3.74 1977 - 2025 percent Monthly