Bank lending to households in the Eurozone rose 3% year-on-year to €7.175 trillion in February 2026, below market expectations of 3.1%. The increase reflects a continued recovery in credit demand, supported by the European Central Bank’s recent policy easing. Lending to businesses increased to 2.9% in February from 2.8%. Combined, overall credit growth to the private sector, covering both households and non-financial corporations, stood at 3.3%, compared with 3.4% in the previous month. source: European Central Bank
The value of loans In the Euro Area increased 3 percent in February of 2026 over the same month in the previous year. Loan Growth in Euro Area averaged 3.35 percent from 2004 until 2026, reaching an all time high of 9.90 percent in March of 2006 and a record low of -0.40 percent in November of 2013. This page provides the latest reported value for - Euro Area Private Credit Growth - plus previous releases, historical high and low, short-term forecast and long-term prediction, economic calendar, survey consensus and news. Euro Area Household Credit Growth - data, historical chart, forecasts and calendar of releases - was last updated on March of 2026.
The value of loans In the Euro Area increased 3 percent in February of 2026 over the same month in the previous year. Loan Growth in Euro Area is expected to be 2.90 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Euro Area Household Credit Growth is projected to trend around 2.10 percent in 2027 and 2.00 percent in 2028, according to our econometric models.