Consumer Credit In the Euro Area increased to 825405 EUR Million in January from 812258 EUR Million in December of 2025. Consumer Credit in Euro Area averaged 715121.39 EUR Million from 2014 until 2026, reaching an all time high of 825405.00 EUR Million in January of 2026 and a record low of 584016.00 EUR Million in December of 2014. source: European Central Bank

Consumer Credit in Euro Area is expected to be 794080.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Euro Area Consumer Credit is projected to trend around 835160.00 EUR Million in 2027 and 846018.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.67 3.70 percent Dec 2025
Consumer Confidence -12.20 -12.40 points Feb 2026
Consumer Inflation Expectations 25.80 24.20 points Feb 2026
Consumer Credit 825405.00 812258.00 EUR Million Jan 2026
Consumer Spending 1623.33 1620.93 EUR Billion Sep 2025
Disposable Personal Income 2433201.00 2421891.00 EUR Million Sep 2025
Economic Sentiment 98.30 99.30 points Feb 2026
Households Debt to GDP 50.80 50.70 percent of GDP Jun 2025
Households Debt to Income 93.09 96.79 percent Dec 2022
Personal Savings 15.11 15.38 percent Sep 2025
Private Sector Credit 13983411.00 13904293.00 EUR Million Jan 2026
Retail Sales MoM -0.50 0.10 percent Dec 2025
Retail Sales YoY 1.30 2.40 percent Dec 2025


Euro Area Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
825405.00 812258.00 825405.00 584016.00 2014 - 2026 EUR Million Monthly
Current Prices, SA