Consumer Credit In the Euro Area increased to 812223 EUR Million in December from 810246 EUR Million in November of 2025. Consumer Credit in Euro Area averaged 714295.38 EUR Million from 2014 until 2025, reaching an all time high of 812223.00 EUR Million in December of 2025 and a record low of 584016.00 EUR Million in December of 2014. source: European Central Bank

Consumer Credit in Euro Area is expected to be 794119.00 EUR Million by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Euro Area Consumer Credit is projected to trend around 835124.00 EUR Million in 2027 and 845981.00 EUR Million in 2028, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.67 3.70 percent Dec 2025
Consumer Confidence -12.40 -13.20 points Jan 2026
Consumer Inflation Expectations 24.10 26.70 points Jan 2026
Consumer Credit 812223.00 810246.00 EUR Million Dec 2025
Consumer Spending 1623.33 1620.93 EUR Billion Sep 2025
Disposable Personal Income 2433201.00 2421891.00 EUR Million Sep 2025
Economic Sentiment 99.40 97.20 points Jan 2026
Households Debt to GDP 50.80 50.70 percent of GDP Jun 2025
Households Debt to Income 93.09 96.79 percent Dec 2022
Personal Savings 15.11 15.38 percent Sep 2025
Private Sector Credit 13903472.00 13847262.00 EUR Million Dec 2025
Retail Sales MoM -0.50 0.10 percent Dec 2025
Retail Sales YoY 1.30 2.40 percent Dec 2025


Euro Area Consumer Credit
Actual Previous Highest Lowest Dates Unit Frequency
812223.00 810246.00 812223.00 584016.00 2014 - 2025 EUR Million Monthly
Current Prices, SA