Household Saving Rate In the Euro Area decreased to 15.11 percent in the third quarter of 2025 from 15.38 percent in the second quarter of 2025. Personal Savings in Euro Area averaged 13.53 percent from 1999 until 2025, reaching an all time high of 25.39 percent in the second quarter of 2020 and a record low of 11.72 percent in the fourth quarter of 2012. source: EUROSTAT

Personal Savings in Euro Area is expected to be 14.60 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Euro Area Gross Household Saving Rate is projected to trend around 14.00 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Consumer Spending 1623.33 1620.93 EUR Billion Sep 2025
Disposable Personal Income 2433201.00 2421891.00 EUR Million Sep 2025
Households Debt to Income 93.09 96.79 percent Dec 2022
Personal Savings 15.11 15.38 percent Sep 2025
Retail Sales MoM -0.50 0.10 percent Dec 2025
Retail Sales YoY 1.30 2.40 percent Dec 2025


Euro Area Gross Household Saving Rate
Actual Previous Highest Lowest Dates Unit Frequency
15.11 15.38 25.39 11.72 1999 - 2025 percent Quarterly
SA