Bank Lending Rate In the Euro Area increased to 4.03 percent in August from 3.95 percent in July of 2026. Bank Lending Rate in Euro Area averaged 3.80 percent from 2000 until 2026, reaching an all time high of 6.52 percent in October of 2008 and a record low of 1.40 percent in May of 2020. source: European Central Bank
Bank Lending Rate in Euro Area is expected to be 4.28 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Euro Area Bank Lending Rate is projected to trend around 4.53 percent in 2027 and 4.03 percent in 2028, according to our econometric models.