Households Debt In the Euro Area decreased to 50.50 percent of GDP in the fourth quarter of 2025 from 50.60 percent of GDP in the third quarter of 2025. Households Debt to GDP in Euro Area averaged 56.33 percent of GDP from 1999 until 2025, reaching an all time high of 63.70 percent of GDP in the fourth quarter of 2009 and a record low of 46.10 percent of GDP in the first quarter of 1999. source: Bank for International Settlements

Related	Last	Previous	Unit	Reference
Bank Lending Rate	3.89	3.79	percent	May 2026
Consumer Confidence	-15.90	-17.60	points	Jul 2026
Consumer Inflation Expectations	30.30	34.00	points	Jul 2026
Consumer Credit	839041.00	836889.00	EUR Million	Jun 2026
Consumer Spending	1647.69	1643.50	EUR Billion	Mar 2026
Disposable Personal Income	2483578.00	2451271.00	EUR Million	Mar 2026
Economic Sentiment	96.90	95.40	points	Jul 2026
Households Debt to GDP	50.50	50.60	percent of GDP	Dec 2025
Households Debt to Income	81.39	81.47	percent	Dec 2025
Personal Savings	14.26	14.42	percent	Mar 2026
Private Sector Credit	14219106.00	14159503.00	EUR Million	Jun 2026
Retail Sales MoM	0.20	-0.30	percent	May 2026
Retail Sales YoY	1.60	0.90	percent	May 2026