Households Debt In the Euro Area increased to 50.80 percent of GDP in the second quarter of 2025 from 50.70 percent of GDP in the first quarter of 2025. Households Debt to GDP in Euro Area averaged 56.44 percent of GDP from 1999 until 2025, reaching an all time high of 63.70 percent of GDP in the fourth quarter of 2009 and a record low of 46.10 percent of GDP in the first quarter of 1999. source: Bank for International Settlements

Related	Last	Previous	Unit	Reference
Bank Lending Rate	3.67	3.70	percent	Dec 2025
Consumer Confidence	-12.40	-13.20	points	Jan 2026
Consumer Inflation Expectations	24.10	26.70	points	Jan 2026
Consumer Credit	812223.00	810246.00	EUR Million	Dec 2025
Consumer Spending	1623.33	1620.93	EUR Billion	Sep 2025
Disposable Personal Income	2433201.00	2421891.00	EUR Million	Sep 2025
Economic Sentiment	99.40	97.20	points	Jan 2026
Households Debt to GDP	50.80	50.70	percent of GDP	Jun 2025
Households Debt to Income	93.09	96.79	percent	Dec 2022
Personal Savings	15.11	15.38	percent	Sep 2025
Private Sector Credit	13903472.00	13847262.00	EUR Million	Dec 2025
Retail Sales MoM	-0.50	0.10	percent	Dec 2025
Retail Sales YoY	1.30	2.40	percent	Dec 2025