Bank Lending Rate In the Euro Area increased to 3.69 percent in February from 3.65 percent in January of 2026. Bank Lending Rate in Euro Area averaged 3.80 percent from 2000 until 2026, reaching an all time high of 6.52 percent in October of 2008 and a record low of 1.40 percent in May of 2020. source: European Central Bank

Bank Lending Rate in Euro Area is expected to be 3.69 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Euro Area Bank Lending Rate is projected to trend around 3.69 percent in 2027, according to our econometric models.



Related Last Previous Unit Reference
Bank Lending Rate 3.69 3.65 percent Feb 2026
Consumer Confidence -16.30 -12.30 points Mar 2026
Consumer Inflation Expectations 43.40 26.20 points Mar 2026
Consumer Credit 828215.00 825405.00 EUR Million Feb 2026
Consumer Spending 1647.48 1640.07 EUR Billion Dec 2025
Disposable Personal Income 2433201.00 2421891.00 EUR Million Sep 2025
Economic Sentiment 96.60 98.20 points Mar 2026
Households Debt to GDP 50.60 50.80 percent of GDP Sep 2025
Households Debt to Income 81.44 81.53 percent Sep 2025
Personal Savings 14.44 14.80 percent Dec 2025
Private Sector Credit 14021463.00 13983411.00 EUR Million Feb 2026
Retail Sales MoM -0.20 0.00 percent Feb 2026
Retail Sales YoY 1.70 2.10 percent Feb 2026


Euro Area Bank Lending Rate
In Euro Area, the bank lending rate is the average rate of interest charged on loans by commercial banks to private individuals and companies.
Actual Previous Highest Lowest Dates Unit Frequency
3.69 3.65 6.52 1.40 2000 - 2026 percent Monthly