Deposit Interest Rate in China remained unchanged at 0.35 percent in September from 0.35 percent in August of 2021. source: People's Bank of China

Deposit Interest Rate in China averaged 1.07 percent from 1990 until 2021, reaching an all time high of 3.15 percent in July of 1993 and a record low of 0.35 percent in July of 2012. This page includes a chart with historical data for Deposit Interest Rate in China. Current Deposit Interest Rate in China - values, historical data and charts - was last updated on October of 2021.

Deposit Interest Rate in China is expected to be 0.35 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the Current Deposit Interest Rate in China is projected to trend around 0.35 percent in 2022, according to our econometric models.

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Current Deposit Interest Rate in China


China Last Unit Reference Previous Highest Lowest
Interest Rate 3.85 percent Oct/21 3.85 5.77 3.85
Cash Reserve Ratio 12.00 percent Oct/21 12.00 21.50 6.00
Interbank Rate 3.34 percent Oct/21 3.45 9.89 0.00
Money Supply M1 62460.00 CNY Billion Sep/21 62665.87 63747.94 74.51
Money Supply M0 8690.00 CNY Billion Sep/21 8505.92 9324.92 17.85
Money Supply M2 234280.00 CNY Billion Sep/21 231226.77 234280.00 5840.10
Banks Balance Sheet 1660.00 CNY Billion Sep/21 1220.00 3580.00 -32.10
Foreign Exchange Reserves 3201000.00 USD Million Sep/21 3232000.00 3993212.72 2262.00
Central Bank Balance Sheet 379487.47 CNY HML Aug/21 380501.62 389897.36 34443.90
Loans to Private Sector 29278.00 CNY HML Sep/21 29558.00 51870.00 -974.00
Deposit Interest Rate 0.35 percent Sep/21 0.35 3.15 0.35
Loan Growth 11.90 percent Sep/21 12.10 34.44 10.60
Reverse Repo Rate 2.20 percent Oct/21 2.20 4.40 2.20
Liquidity Injections Via Reverse Repo 10.00 CNY Billion Oct/21 10.00 1200.00 2.00
Lending Rate 4.35 percent Sep/21 4.35 12.06 4.35
Loans To Banks 1871147.52 CNY HML Aug/21 1859111.22 1871147.52 413413.10


Current Deposit Interest Rate in China
The Deposit Interest Rate is the average rate paid by commercial banks to individuals or corporations on deposits.