Loan Prime Rate 5Y in China remained unchanged at 3.50 percent in March. Loan Prime Rate 5Y in China averaged 4.24 percent from 2019 until 2026, reaching an all time high of 4.85 percent in September of 2019 and a record low of 3.50 percent in May of 2025. source: People's Bank of China

Loan Prime Rate 5Y in China is expected to be 3.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the China Loan Prime Rate 5Y is projected to trend around 3.50 percent in 2027, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-02-24 01:00 AM
Loan Prime Rate 5Y
Feb 3.5% 3.5% 3.5% 3.5%
2026-03-20 01:15 AM
Loan Prime Rate 5Y
Mar 3.5% 3.5% 3.5% 3.5%
2026-04-20 01:15 AM
Loan Prime Rate 5Y
Apr


Related Last Previous Unit Reference
Banks Balance Sheet 4849457.45 4832496.90 CNY Hundred Million Feb 2026
Reserve Requirement Ratio for Large Banks 7.50 7.50 percent Feb 2026
Central Bank Balance Sheet 499862.79 493189.91 CNY Hundred Million Feb 2026
Foreign Exchange Reserves 3428000.00 3399000.00 USD Million Feb 2026
Interbank Rate 1.52 1.52 percent Mar 2026
Loan Prime Rate 1Y 3.00 3.00 percent Mar 2026
Liquidity Injections Via Reverse Repo 17.50 8.00 CNY Billion Mar 2026
Outstanding Loan Growth YoY 6.00 6.10 percent Feb 2026
Loan Prime Rate 5Y 3.50 3.50 percent Mar 2026
Loans To Banks 2749358.27 2741013.66 CNY Hundred Million Feb 2026
Loans to Households 830772.39 837279.32 CNY Hundred Million Feb 2026
Money Supply M0 15143.64 14613.86 CNY Billion Feb 2026
Money Supply M1 115925.88 117968.05 CNY Billion Feb 2026
M2 Money Supply YoY 347190.00 340294.81 CNY Billion Jan 2026
7-Day Reverse Repo Rate 1.40 1.40 percent Mar 2026


China Loan Prime Rate 5Y
Actual Previous Highest Lowest Dates Unit Frequency
3.50 3.50 4.85 3.50 2019 - 2026 percent Monthly
NSA