Loan Prime Rate 5Y in China remained unchanged at 3.50 percent in April. Loan Prime Rate 5Y in China averaged 4.23 percent from 2019 until 2026, reaching an all time high of 4.85 percent in September of 2019 and a record low of 3.50 percent in May of 2025. source: People's Bank of China

Loan Prime Rate 5Y in China is expected to be 3.50 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the China Loan Prime Rate 5Y is projected to trend around 3.50 percent in 2027, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-03-20 01:15 AM
Loan Prime Rate 5Y
Mar 3.5% 3.5% 3.5% 3.5%
2026-04-20 01:15 AM
Loan Prime Rate 5Y
Apr 3.5% 3.5% 3.5% 3.5%
2026-05-20 01:15 AM
Loan Prime Rate 5Y
May 3.5%


Related Last Previous Unit Reference
Banks Balance Sheet 4887417.16 4849457.45 CNY Hundred Million Mar 2026
Reserve Requirement Ratio for Large Banks 7.50 7.50 percent Apr 2026
Central Bank Balance Sheet 491398.71 499862.79 CNY Hundred Million Mar 2026
Foreign Exchange Reserves 3342000.00 3428000.00 USD Million Mar 2026
Interbank Rate 1.42 1.42 percent May 2026
Loan Prime Rate 1Y 3.00 3.00 percent Apr 2026
Liquidity Injections Via Reverse Repo 26.00 126.20 CNY Billion May 2026
Outstanding Loan Growth YoY 5.70 6.00 percent Mar 2026
Loan Prime Rate 5Y 3.50 3.50 percent Apr 2026
Loans To Banks 2779181.40 2749358.27 CNY Hundred Million Mar 2026
Loans to Households 835681.33 830772.39 CNY Hundred Million Mar 2026
Money Supply M0 14708.28 15143.64 CNY Billion Mar 2026
Money Supply M1 119320.30 115925.88 CNY Billion Mar 2026
M2 Money Supply YoY 347190.00 340294.81 CNY Billion Jan 2026
7-Day Reverse Repo Rate 1.40 1.40 percent Apr 2026


China Loan Prime Rate 5Y
Actual Previous Highest Lowest Dates Unit Frequency
3.50 3.50 4.85 3.50 2019 - 2026 percent Monthly
NSA