Outstanding loans growth in China eased to a fresh record low of 6.1%, well below the 7.5% pace seen a year ago and slightly below market expectations of 6.2%. Loan Growth in China averaged 14.71 percent from 1998 until 2026, reaching an all time high of 34.44 percent in June of 2009 and a record low of 6.10 percent in January of 2026. source: People's Bank of China

The value of loans in China increased 6.10 percent in January of 2026 over the same month in the previous year.

The value of loans in China increased 6.10 percent in January of 2026 over the same month in the previous year. Loan Growth in China is expected to be 6.10 percent by the end of this quarter, according to Trading Economics global macro models and analysts expectations. In the long-term, the China Outstanding Yuan Loan Growth is projected to trend around 7.00 percent in 2027 and 7.40 percent in 2028, according to our econometric models.



Calendar GMT Reference Actual Previous Consensus TEForecast
2026-01-15 07:30 AM
Outstanding Loan Growth YoY
Dec 6.4% 6.4% 6.3% 6.6%
2026-02-13 09:00 AM
Outstanding Loan Growth YoY
Jan 6.1% 6.4% 6.2% 6.3%
2026-03-14 09:00 AM
Outstanding Loan Growth YoY
Feb 6.1%


Related Last Previous Unit Reference
Banks Balance Sheet 4832496.90 4736385.67 CNY Hundred Million Jan 2026
Reserve Requirement Ratio for Large Banks 7.50 7.50 percent Jan 2026
Central Bank Balance Sheet 493189.91 481591.34 CNY Hundred Million Jan 2026
Foreign Exchange Reserves 3399000.00 3358000.00 USD Million Jan 2026
Interbank Rate 1.58 1.58 percent Feb 2026
Loan Prime Rate 1Y 3.00 3.00 percent Jan 2026
Liquidity Injections Via Reverse Repo 38.00 145.00 CNY Billion Feb 2026
Outstanding Loan Growth YoY 6.10 6.40 percent Jan 2026
Loans To Banks 2741013.66 2693880.32 CNY Hundred Million Jan 2026
Loans to Households 837279.32 832714.26 CNY Hundred Million Jan 2026
Money Supply M0 14613.86 14126.14 CNY Billion Jan 2026
Money Supply M1 117968.05 115514.65 CNY Billion Jan 2026
M2 Money Supply YoY 347190.00 340294.81 CNY Billion Jan 2026
7-Day Reverse Repo Rate 1.40 1.40 percent Jan 2026


China Outstanding Yuan Loan Growth
In China, outstanding loan growth refers to year over year change in total amount of loans in domestic currency provided by the financial institutions. It includes off-balance sheet forms of financing that exist outside the conventional bank lending system, such as initial public offerings, loans from trust companies and bond sales.
Actual Previous Highest Lowest Dates Unit Frequency
6.10 6.40 34.44 6.10 1998 - 2026 percent Monthly