The ratio of household debt-to-income in Canada fell to 171.1% in Q1 2025 from 173.1% in the previous quarter, extending the trend seen since Q3 2023. It was the lowest figure since Q1 2021. Households Debt to Income in Canada averaged 138.76 percent from 1990 until 2025, reaching an all time high of 185.04 percent in the third quarter of 2022 and a record low of 86.11 percent in the first quarter of 1990. source: Statistics Canada



Related Last Previous Unit Reference
Consumer Credit 793373.00 788638.00 CAD Million Jun 2025
Consumer Spending 1411059.00 1395671.00 CAD Million Jun 2025
Disposable Personal Income 1773656.00 1768072.00 CAD Million Jun 2025
Households Debt to GDP 99.58 100.39 percent of GDP Mar 2025
Households Debt to Income 171.10 173.07 percent Mar 2025
Personal Savings 5.00 6.00 percent Jun 2025
Retail Sales Ex Autos MoM 1.90 -0.30 percent Jun 2025
Retail Sales MoM -0.80 1.50 percent Jul 2025
Retail Sales YoY 6.60 4.90 percent Jun 2025



Canada Households Credit Market Debt to Disposable Income
Actual Previous Highest Lowest Dates Unit Frequency
171.10 173.07 185.04 86.11 1990 - 2025 percent Quarterly
NSA