Households Debt in Canada increased to 174.78 percent of gross income in 2025 from 173.91 percent in 2025. Households Debt to Income in Canada averaged 139.81 percent from 1990 until 2025, reaching an all time high of 187.67 percent in the third quarter of 2022 and a record low of 86.11 percent in the first quarter of 1990. source: Statistics Canada



Related Last Previous Unit Reference
Consumer Credit 813231.00 809226.00 CAD Million Nov 2025
Consumer Spending 1423546.00 1425080.00 CAD Million Sep 2025
Disposable Personal Income 1801904.00 1787484.00 CAD Million Sep 2025
Households Debt to GDP 100.61 100.43 percent of GDP Sep 2025
Households Debt to Income 174.78 173.91 percent Sep 2025
Personal Savings 4.70 4.60 percent Sep 2025
Retail Sales Ex Autos MoM 1.70 -0.60 percent Nov 2025
Retail Sales MoM -0.50 1.30 percent Dec 2025
Retail Sales YoY 3.10 2.20 percent Nov 2025


Canada Households Credit Market Debt to Disposable Income
Actual Previous Highest Lowest Dates Unit Frequency
174.78 173.91 187.67 86.11 1990 - 2025 percent Quarterly
NSA