Households Debt in Canada increased to 174.67 percent of gross income in 2025 from 174.49 percent in 2025. Households Debt to Income in Canada averaged 140.05 percent from 1990 until 2025, reaching an all time high of 187.67 percent in the third quarter of 2022 and a record low of 86.11 percent in the first quarter of 1990. source: Statistics Canada



Related Last Previous Unit Reference
Consumer Credit 810251.00 816501.00 CAD Million Jan 2026
Consumer Spending 1431258.00 1425267.00 CAD Million Dec 2025
Disposable Personal Income 1818456.00 1807932.00 CAD Million Dec 2025
Households Debt to GDP 100.78 100.58 percent of GDP Dec 2025
Households Debt to Income 174.67 174.49 percent Dec 2025
Personal Savings 4.40 5.20 percent Dec 2025
Retail Sales Ex Autos MoM 0.80 0.00 percent Jan 2026
Retail Sales MoM 0.90 1.50 percent Feb 2026
Retail Sales YoY 1.50 -0.10 percent Jan 2026


Canada Households Credit Market Debt to Disposable Income
Actual Previous Highest Lowest Dates Unit Frequency
174.67 174.49 187.67 86.11 1990 - 2025 percent Quarterly
NSA